tag:blogger.com,1999:blog-64908188574654604732024-03-12T15:40:20.680-07:00Thinker and the Thought - Expressions Unbound !Taking Stock of Stock Markets ....? !!!Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.comBlogger37125tag:blogger.com,1999:blog-6490818857465460473.post-60971734863279140162016-11-18T09:39:00.001-08:002016-11-18T09:47:45.222-08:00<div align="center" class="MsoNormal" style="text-align: center;">
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<span lang="EN-US" style="color: #cc0000; font-family: "arial" , "helvetica" , sans-serif; font-size: large; line-height: 115%;"><b>கள்ளப்பணம் ! மெள்ள வருமா ?</b></span></h2>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">யாருக்கோ ஏவப்பட்ட ஏவுகனை யாரயோ தாக்கியதுபோல கடந்த சில நாட்களாக சாமானிய மக்கள் தவிக்க நேர்ந்ததைப் பார்க்க முடிந்தது. நகர்ப்புறம் கிராமப்புறம் என வேறுபாடில்லாமல் எல்லொரையும் கவலைகொள்ள வைத்த விசயம் இது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">யாரைத் தாக்கவேண்டுமோ அவர்கள் வாய் மூடி மௌனமாக அதிர்ச்சியில் உறைந்துபோயிருக்க இதில் அதிகம் பயப்படத் தேவையில்லாத சிறு வியாபாரிகள் மற்றும் சாமானிய மக்களின் அன்றாட வாழக்கை ஒருசில நாட்களுக்கு பாதிக்கப்பட்டது உண்மை. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">குடும்பத் தலைவிகள், விவசாயிகள், அன்றாடம் கூலி வேலை செய்பவர்களிலிருந்து தச்சு வேலை செய்பவர், பெயிண்டர், ப்ளம்பர், ட்ரைவரா கறுப்புப் பணம் வைத்திருப்போர் என்ற கேள்வி மக்களிடையே எழுந்தது. அன்றையக் கூலியை வாங்கிக்கொண்டு வீட்டுக்குச் செல்லும் பாதையிலேயே அந்தப் பணம் செல்லாதோ எனும் பயப்படுத்தும் தகவல் வெளியானது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">கறுப்புப் பணத்தை ஒழிக்க என மட்டுமல்ல ; எந்த ஒரு தீவிர நடவடிக்கையுமே இரு விதங்களில் எடுக்கலாம்:<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt;"> 1.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span lang="EN-US" style="background-color: yellow; color: red; font-family: "latha" , "sans-serif"; font-size: 10pt;">Surgical Attack</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 10.0pt;"> </span><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt;">அல்லது டார்கெட்டட் அட்டாக்: அரசிடம் இருக்கும் தகவல்கள மற்றும் இண்டெலிஜென்ஸ் ரிப்போர்ட் அடிப்படையில் யார் குற்றவாளியோ அவரைக் குறிவைத்து கண்டுபிடித்து பொறிவத்துப் பிடித்து அவர்கள் மீது மட்டுமே கடும் நடவடிக்கை எடுப்பது; <b>இதுதான் மிகச் சரியான நியாயமான நடவடிக்கையாக இருக்க முடியும்</b>. ஆனால் இதில் சில நடைமுறைச் சிக்கல்கள். சட்டபூர்வமாக அவர்கள் மீது நடவடிக்கை எடுப்பதற்கு ஆயுட்காலமே முடிந்துவிடலாம். அந்த அள்விற்கு சட்டச் சிக்கல்கள், தாமதங்கள். இவை சரிசெய்யப்பட்டு ஃபாஸ்ட் ட்ராக் கோர்ட் மூலமாக நடவடிக்கைகள் எடுப்பதே “சர்ஜிகல் ஸ்ட்ரைக்”ஆக இருக்கமுடியும்.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt;"> 2.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> <span style="color: red;"> </span></span></span><!--[endif]--><b><span lang="EN-US" style="background-color: yellow; color: red; font-family: "latha" , "sans-serif"; font-size: 10pt;">Carpet Bombing</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 10.0pt;"> </span><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt;">அல்லது மொத்தமாக பொது நடவடிக்கை: இது அரசுக்கு ரொம்ப ஈஸியானது - ஆனால் மக்களுக்குத் தொல்லையானது. மேலே சொன்னதோடு ஒப்பிட்டுப் பார்க்கும்போது இப்போது செய்திருக்கும் நடவடிக்கை என்பது அரசுக்குக் கொஞ்சம் சுலபமான நடவடிக்கை. ஒரே ஸ்ட்ரோக்கில் இந்தியாவில் ரொக்கமாக கறுப்புப் பணம் வைத்திருப்பவர்களில் பெரும்பகுதியினரைத் தாக்கி அவர்களை நிலைகுலைய வைத்திருப்பதோடு சாமானியர்களையும் தாற்காலிகமாகத் தாக்கியுள்ளது.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஏற்கனவே பலமுறை இம்மாதிரி நடவடிக்கைகள் எடுக்கப்பட்டும் அவை பெரிய அளவில் வெற்றிபெறவில்லை</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> என்பது நிதர்சனம். மீண்டும் மீண்டும் கறுப்புப்பணப் ப்ரச்னை தலை தூக்குவது எதனால் என ஆராய வேண்டும். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அரசியல்வாதிகள், அரசு அதிகாரிகள், மக்கள் மனோபாவம் மாறவேண்டும் என்பது ஒருபுறமிருக்க, சட்டப்படி வேறு சில நடவடிக்கைகள் மூலமாகவும் இதைக் கட்டுப்படுத்த முடியும்.<o:p></o:p></span><br />
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">மக்களின் ஆதரவைக் கோருகிறது அரசு; ஆனால், இத்திட்டம் முழுமையாக வெற்றிபெற உண்மையிலேயே ஒத்துழைப்புத் தரவேண்டியவர்கள் பெரும் தொழிலதிபர்கள், சட்டத்திற்குப் புறம்பாகச் செயல்படுபவர்கள் மற்றும் அரசியல்வாதிகள். </span><br />
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">உண்மையிலேயே கறுப்புப்பணம் என்றால் என்ன? அது எப்படி உருவாகிறது? அது யாரிடம் அதிகம் இருக்கிறது? அதை முழுமையாகத் தடுக்க முடியுமா? அதற்குச் சிறந்த வழி இதுதானா? இதை ஒரு சேரப் புரிந்துகொண்டால்தான் இதன் தாக்கம் முழுமையாகப் புரியும். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: small; line-height: 115%;">கறுப்புப் பணம் உருவாவது எப்படி? எங்கே</span><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">? </span></h3>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> 1.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சட்டத்துக்குப் புறம்பான தொழில்கள் மூலமாக : <o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">கடத்தல்<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">தங்கம்<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">c.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">போதை மருந்து<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> 2.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சட்டத்திற்குப் புறம்பான செயல்கள் மூலமாக:<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">லஞ்சம்<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஒரு காரியத்தை முடித்துக்கொடுக்க அரசு அலுவலகங்களில்<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">c.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அதே காரணத்துக்காக அரசியல்வாதிகளிடம்<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> 3.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சட்ட திட்டங்களுக்கு உட்பட்டு நியாயமாக நடத்தப்படும் தொழில் நிறுவனங்களில்கூட:<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">வரி ஏய்ப்பிற்காக பொய்ச் செலவுக் கணக்குகள் எழுதி வருமானத்தைக் குறைத்துக் காட்டுவதன் மூலமாக <o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">லஞ்சம் கொடுப்பதற்காக வளியில் எடுக்கப்படும் பணம்<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இப்படி இன்னும் பல விதங்களில் கறுப்புப்பணம் உருவாவதை அதன் ஊற்றுக்கண்னிலேயே தடுப்பதன் மூலமாகவே அதை ஒரு கட்டுக்குள் கொண்டுவருவது என்பது ”சஸ்டெய்னபிள் பேஸிஸ்-ல்” சாத்தியமாகும். <o:p></o:p></span><br />
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சர்வதேச</span></b><span lang="EN-US" style="font-family: "latha" , sans-serif; font-size: 8pt; line-height: 115%;"> அளவில், இப்போது எடுக்கப்பட்டிருக்கும் நடவடிக்கையை “டீ மானிட்டைசேஷன்” என்பார்கள். பொதுவாக இது “ஹைப்பர் இன்ஃப்ளேஷன்” எனச் சொல்லக்கூடிய அதீத பணவீக்கத்தால் அவதிப்படும் மூன்றாம் உலக நாடுகளில்தான் இது மாதிரி நடவடிக்கை பெரும்பாலும் அமல்படுத்தப்பட்டிருக்கிறது. தாற்காலிகமாக, அங்கு விலைவாசியைக் கட்டுப்படுத்தும் நடவடிக்கையாக அது அமையும்.</span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஆனால், இங்கோ கறுப்புப் பணத்தைக் கட்டுப்படுத்தவும், அச்சடிக்கப்பட்ட போலிக் கரன்சி நோட்டுக்களை தவிர்க்கவும்தான் இந்நடவடிக்கை எடுக்கப்பட்டுள்ளதாகச் சொல்கிறார்கள். அரசு எதிர்பார்க்கும் தீர்வு இந்நடவடிக்கையால் மட்டும் கிடைக்குமா எனப் போகப்போகத்தான் தெரியும் என்றாலும், கறுப்புப் பணத்தை ஒழிப்பதில் இது ஒரு முக்கியமான நடவடிக்கையாகப் பார்க்கப்படுகிறது என்பது நிச்சயம்.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இப்போது எடுக்கப்பட்டிருக்கும் நடவடிக்கையால், கையில் பெருமளவில் கறுப்புப்பணம் வைத்திருக்கும் அரசியல்வாதிகள், தொழில் அதிபர்கள், உயர் அதிகாரிகள் என பலரும் அதிர்ச்சியில் உறைந்துபோய் இருப்பது தெளிவாகத் தெரிந்தது. இச்செய்தி வெளியான அன்று ஆடிட்டர்கள் தொலைபேசி எல்லாம் ரெம்ப பிஸியானதிலிருந்தே இதைத் தெரிந்துகொள்ளலாம். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இச்செய்தியை முன்கூட்டியே தெரிந்துகொண்டு உயர்மட்டத்தில் வெகு சிலர் முன்னெச்சரிக்கை நடவடிக்கை எடுத்திருக்கலாம் எனும் ஊகங்களும் வெளியாகின. இதற்கான ஆதாரங்கள் ஏதும் வெளியில் வராதவரை இவை வெறும் ஊகங்களே. அப்படியே ஒருவேளை இருந்தாலும் அவை பெரும்பாலும் வெளியில் வராது என்பது தின்னம். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அப்படியே ஒருசிலர் தப்பித்திக்கொண்டார்கள் என ஒரு வாதத்திற்காக எடுத்துக்கொண்டால்கூட, அதற்காக இத்திட்டத்தைக் குறைகூற முடியாது. டிசம்பருக்குப் பின்னர் புள்ளிவிவரங்கள் வெளிவரும்போது இவை தெளிவாகும். முக்கியமான சில முடிவுகள் எடுக்கும்போது இப்படி நடப்பதை முன்பும் பார்த்திருக்கிறோம். அதற்காக ஒரு திட்டத்தைச் செயல்படுத்தாமலேயே இருக்க முடியாது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ட்ரம்ப் வந்துவிடுவாரே எனப் பயந்து தேர்தலையே நடத்தாமல் இருக்கமுடியுமா? இல்லை, ஊழல்வாதிகளே மீண்டும் மீண்டும் ஆட்சிக்கி வருகிறார்கள் என வெறுத்துப்போய் தேர்தலே நடத்தாமல் ஓட்டுப்போடாமல் இருக்கலாமா?<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இவ்விஷயத்தில்</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8pt; line-height: 115%;"> ஆரம்பத்தில் இருந்தே அரசு தீவிரமாகச் செயல்பட்டு வந்திருக்கிறது என்பது அடுத்தடுத்து எடுக்கப்பட்ட நடவடிக்கைகளைப் பார்த்தாலே புரியும்:</span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "symbol"; font-size: 8.0pt; line-height: 115%;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">கடந்த சில ஆண்டுகளாகவே கறுப்புப் பணத்தைச் தடுக்க தக்க நடவடிக்கை எடுப்போம் என அரசு தொடர்ந்து சொல்லி வந்தது. <o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "symbol"; font-size: 8.0pt; line-height: 115%;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">பேச்சோடு நிற்காமல் அதன் தொடர்ச்சியாக கறுப்புப்பணத்தைத் தடை செய்யும் சட்டம் கொண்டு வந்தது. <o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "symbol"; font-size: 8.0pt; line-height: 115%;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">பின்னர் ஏற்கனவே கறுப்புப் பணத்தைக் கையில் வைத்திருப்போருக்கான பொது மன்னிப்புத் திட்டமும் கொண்டுவந்தது. 45 % வரி கட்டி தப்பித்துக்கொள்ள வழிவகுத்தும்கொடுத்தது. ஏற்கன்வே ஒழுங்காக வரிக் கட்டி வந்தோரின் நியாயமான ஆதங்கத்தையும் கோபத்தையும் சம்பாதித்தாலும், ஓரளவுக்கு கறுப்புப்பணத்தை வெளிக்கொணர்ந்தது. அப்படிக்கொண்டுவந்ததன் மூலமாக அப்பணம் உற்பத்திக்கு மற்றும் நாட்டின் பொருளாதார வளர்ச்சிக்கு உதவும்வகையில் வங்கிகளுக்குள் வந்தது.</span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "symbol"; font-size: 8.0pt; line-height: 115%;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சென்ற ஆண்டுக்கான வருமான வரித்தாக்கல் செய்யும் காலக்கெடுவை வழக்கமான செப்டம்பர் 30-ம் தேதியில் இருந்து அக்டோபர் 15-ம் தேதிக்குத் தள்ளிவைத்தது சிலரின் புருவத்தை உயர்த்த வைத்தது. கறுப்புப்பணத்தை வெளிக்கொணரும் திட்டத்திற்கான காலக்கெடு செப்டம்பர் 30 என்பதை இங்கு நினைவில் கொள்ள வேண்டும்.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "symbol"; font-size: 8.0pt; line-height: 115%;">·<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இப்போது இவற்றின் தொடர்ச்சியாகத்தான் ரூபாய் நோட்டுக்களை மாற்றும் திட்டத்தைக்கொண்டுவந்திருக்கிறது. ஆனால், பொது மன்னிப்புத் திட்டத்தில் பணம் வெளி வந்ததுபோல இதில் வருமா எனத் தெரியவில்லை. ஏன் எனில், இப்போது டெபாசிட் செய்யும் தொகக்கான கணக்குவழக்குகள் முறையாக இல்லாதபட்சத்தில், அப்பணத்தை முறையற்ற வருமானமாக எடுத்துக்கொண்டு அதன்மீது வழக்காமான வருமான வரிக் கட்டச்சொல்வதோடு, அதைப்போல 200%வரை - அதாவது இரு மடங்குவரை – அபராதத்தொகையும் கட்ட வேண்டிவரலாம் என எச்சரித்திருக்கிறார்கள்.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">உதாரனமாக, இப்போது வங்கியில் கட்டும் ரூ. 10 லட்சத்துக்கு உங்களால் முறையாகக் கணக்குக் காட்ட முடியவில்லை என்றால் அது முழுவதுமே வருமானமாக எடுத்துக்கொள்ளப்பட்டு, அதன் மீது ரூ. 3 லட்சம் வருமான வரியும், அதுபோக ரூ. 6 லட்சம் அபராதத்தொகையும் வசூலிக்கப்படலாம். மீதம் ரூ. 1 லட்சம்தான் கையில் மிஞ்சும் சூழல் ஏற்படலாம். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இதுவரை நியாயமாக வரிக்கட்டி வந்தவர்களுக்கு எந்தக் கவலையும் இல்லை – தாற்காலிக சங்கடங்களைத் தவிர்த்து. கணக்கில் உள்ள பணம் எத்தன கோடிகளாக இருந்தாலும் பயப்படத் தேவையில். வங்கியில் பரிவர்த்தனை செய்யலாம்.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இந்த மொத்த முயற்சியும் வெற்றிபெற வேண்டுமென்றால் இத்தோடு நிறுத்தக்கூடாது. இப்போதை முயற்சி ஏற்கனவே இருக்கும் கறுப்புப்பணத்தைத்தான் ஓரளவுக்கு அழித்திருக்கும். ஆனால் இனி வருவது? <o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஊற்றுக்கண்ணிலேயே தவிர்க்காவிட்டால் இப்போதைய நடவடிக்கை விரைவிலேயே நீர்த்துப்போகும்</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">. அதற்கு, ஒருபக்கம் போதை மருந்து, தங்கம் கள்ளக்கடத்தல் போன்ற சட்டத்திற்குப் புறம்பான தொழில்களைச் செய்பவர்களைக் கண்டுபிடித்து கடுமையான தணடனைகள் வழங்குவதோடு, மறுபக்கம் லஞ்சம், ஊழல் ஆகியவற்றில் ஈடுபடும் அரசியல்வாதிகள், தொழிலதிபர்கள் உள்ளிட்டோர் மீதும் கடும் நடவடிக்கைகள் பாயவேண்டும். </span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> <o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">கறுப்புப்பணம் உருவாவதைத் தவிர்ப்பது எவ்வளவு முக்கியமோ அதே அளவுக்கு அதன் பயன்பாட்டையும் செயலிழக்கச் செய்ய வேண்டும்.</span></b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> அதற்கான முயற்ச்சியாகத்தான் இதைப் பார்க்க வேண்டும். அந்த விதத்தில், கறுப்புப்பணம் மேலும் புழங்கக்கூடிய இடங்களான <b>தங்கம் </b>மற்றும் <b>ரியல் எஸ்டேட் </b>துறைகளையும் மேலும் ஒழுங்குமுறைப்படுத்துவது அவசியமாகிறது. <o:p></o:p></span><br />
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சுமார் 25 ஆண்டுகள் முன்புவரைகூட <b>பங்குச் சந்தை</b>களில் ரொக்கம் கட்டிப் பங்குகளை வாங்க முடியும். .ஆனால், இன்று முடியாது. பங்குச் சந்தைகளில் ஒரு ரூபாய் கூட ரொக்கமாக கட்ட முடியாது. காசோலை மூலமாகவோ வங்கிப் பரிவர்த்தனைகள் மூலமாகவோ மட்டுமே முடியும். இதன்மூலம் கறுப்புப்பணம் பெருமளவில் கட்டுக்குள் வந்தாலும், இன்று வேறு ஒரு ப்ரச்னை தொடர்ந்துகொண்டிர்க்கிறது. அதுதான் பார்ட்டிசிபேட்டரி நோட்.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">”</span><b><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">பார்ட்டிசிபேடரி</span></b><b><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span></b><b><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நோட்</span></b><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">” </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">மூலமாக</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நம்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நாட்டின்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நிதி</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">/ </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">பங்குச்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">சந்தைக்குள்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">வரும்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">வரும்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">முதலீடுகளில்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">ஏறத்தாழ</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">மூன்றில்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">ஒரு</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">பங்கு கேய்மேன் ஐலேண்ட் எனும்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இந்தச்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">சிறு</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">தீவில்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இருந்து</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">வருவதாகச்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">சொல்கிறது</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">எஸ்.ஐ.டி.</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">! </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இது 2015-ம் ஆண்டு நிலவரம்.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">வெறும்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> 55,000 </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">பேர்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">மட்டுமே</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">ஜனத்தொகையாகக்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">கொண்ட</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இத்தீவிலிருந்து</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நம்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நாட்டிற்குள்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">வந்த</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">முதலீட்டின்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">அளவு</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">எவ்வளவு</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">தெரியுமா</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;"> ? </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">ரூ</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">. 85,000 </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">கோடிகள்</span><span style="color: #1d2129; font-family: "helvetica" , "sans-serif"; font-size: 8.0pt;">.!!! </span><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இதேபோல பனாமா நாட்டிலிருந்தும் இப்ரச்னை ! செபி அமைப்பு இப்போது சட்டதிட்டங்களைத் திருத்திக் கொஞ்சம் கடுமை காட்டியபின்னர் இந்த பண வரத்துக் கணிசமாகக் குறைந்திருந்தாலும், கடுமையான கண்கானிப்பும் தொடர் நடவடிக்கையும் தேவை. <o:p></o:p></span></div>
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<span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">”ரவுண்ட் ட்ரிப்பிங்” என்பார்கள்; இதன்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">மூலம்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">இந்தியர்களின் கறுப்புப்பணமே வெளிநாடு சென்று</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">மீண்டும்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">இந்தியாவிற்குள்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">மறு</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">சுழற்ச்சியில்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">வருகிறதோ</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">எனும்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">அச்சத்தில்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;">, </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">சுமார்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> 10 </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">ஆண்டுகளுக்கு</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">முன்னர்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">செபி</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">இதைத்</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">தடை</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">செய்தது</span><span style="color: #1d2129; font-family: "helvetica" , sans-serif; font-size: 8pt;">. </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">தட<span class="textexposedshow">ை</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">செய்த</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">செபியின்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">தலைவரின்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">பதவி</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">காலம்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">முடிந்தவுடன்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">அவர்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">தூக்கப்பட்டார்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;">. </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">அடுத்த</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">சில</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">மாதங்களிலேயே</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இத்தடை</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">நீக்கப்பட்டது</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">ஏன்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">என்பது</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இன்றுவரை</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">புரியாத</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;"> </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">புதிர்</span></span><span class="textexposedshow"><span style="color: #1d2129; font-size: 8.0pt;">!!! </span></span><span class="textexposedshow"><span style="color: #1d2129; font-family: "latha" , "sans-serif"; font-size: 8.0pt;">இனியாவது </span></span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">விரைவில்</span><span style="color: #1d2129; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">தடை</span><span style="color: #1d2129; font-size: 8pt;"> </span><span style="color: #1d2129; font-family: "latha" , sans-serif; font-size: 8pt;">செய்யப்படும்</span><span style="color: #1d2129; font-size: 8pt;"> </span><span style="color: #1d2129; 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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இத்திட்டத்தின் மீது சொல்லப்படும் குற்றச்சாட்டுக்களில் முக்கியமானது இது: பெரும் பண முதலைகள் யாரும் இந்தியாவில் பணத்தை வைத்திருப்பதில்லை. வாக்களித்தபடி/சொன்னபடி வெளிநாடுகளில் பதுக்கிவைத்திருக்கும் கறுப்புப்பணத்தை எடுத்து எங்கள் கணக்கில் வரவு வைப்பதை விட்டுவிட்டு செய்யப்படும் இந் நடவடிக்கை தேவையா? என்பது. உண்மைதான்.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஆனால், ஒன்று தெரிந்துகொள்ள வேண்டும். கறுப்புப்பணம் பற்றிய துல்லியமான புள்ளிவிவரங்கள் யாரிடமும் இல்லை – அரசு உட்பட. ஆளுக்கொரு புள்ளிவிவரங்களை அள்ளிவிடுகிறார்கள். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; line-height: 115%;">கறுப்புப்பணத்தை எப்படியெல்லாம் வைத்திருக்க வாய்ப்புண்டு?<span style="font-size: 8pt;"><o:p></o:p></span></span></div>
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<span style="text-indent: -18pt;"> 1.</span><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal; text-indent: -18pt;"> </span><span lang="EN-US" style="font-family: "latha" , sans-serif; font-size: 8pt; line-height: 115%; text-indent: -18pt;">வெளிநாட்டு வங்கிகளில்</span><br />
<span style="text-indent: -18pt;"> 2.</span><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal; text-indent: -18pt;"> </span><span lang="EN-US" style="font-family: "latha" , sans-serif; font-size: 8pt; line-height: 115%; text-indent: -18pt;">உள்ளூரிலேயே தங்கமாக</span><br />
<span style="text-indent: -18pt;"> 3.</span><span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; line-height: normal; text-indent: -18pt;"> </span><span lang="EN-US" style="font-family: "latha" , sans-serif; font-size: 8pt; line-height: 115%; text-indent: -18pt;">ரியல் எஸ்டேட்டில்</span><!--[if !supportLists]--></div>
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<!--[if !supportLists]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> 4.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ரொக்கமாக<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இதில் முதல் மூன்றுவிதமான கறுப்புப் பணமும் இப்போதைய நடவடிக்கையால் சரிசெய்யப்படுமா எனக் கேள்வி உள்ளது நிச்சயம். நான்காவதாகச் சொல்லப்பட்டிருக்கும் கையில் பதுக்கி வைத்திருக்கும் ரொக்கத்தை மட்டுமே இத்திட்டம் டார்கெட் செய்கிறது என்பது தெளிவு. ஏற்கனவே கொண்டு வந்த வாலண்டரி டிஸ்க்ளோஷர் திட்டம் மூலமாக மேற்சொன்ன வகைகளில் இருந்து கொஞ்சம் பணம் வெள்ளையாக மாற்றப்பட்டிருக்கலாம். <o:p></o:p></span><br />
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">சரி; கறுப்புப் பணத்தில் பெரும்பகுதி வெளிநட்டில் பதுக்கி வைத்திருக்கப்பட்டிருக்கலாம் என எண்ணப்படுகிறது. அதன் மீது நடவடிக்கை எடுக்கப்பட வேண்டும் என்பது நிச்சயம். அதற்க்காக அதைத் தவிர்த்து வேறு ஏதும் நடவடிக்கைகளே எடுக்ககூடாது என என்னுவது சரியான நடமுறையாக இருக்காது.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அதுமட்டுமல்ல; கறுப்புபணத்தை தங்கமாகவும் ரியல் எஸ்டேட்டிலும் முதலீடு செய்து வைத்திருப்பவர்களும் ஏராளமாக இருக்கலாம். அவர்கள் மீதும் தொடர் நடவடிக்கைகள் எடுக்கப்பட வேண்டும் என்பதில் மாற்றுக்கருத்து இருக்க முடியாது. அதைச் செய்யும்வரை இதைச் செய்யாதே எனச் சொல்வது எப்படிச் சரியாக இருக்கும்?<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">தங்கள் கைவசம் இருக்கும் கறுப்புப்பணத்தைப் பிரித்து தங்கள் உறவினர்கள், நண்பர்கள், ஊழியர்கள் மூலமாக வெள்ளைப் பணமாக மாற்றுவார்களே எனும் குற்றச்சாட்டும் எழுந்துள்ளது. எல்லோராலும் முடியாத விஷயம் இது. நம்பிக்கையின் அடிப்படையில் செய்யப்படும் விஷயம் இது. இருந்தாலும் செய்யலாம். அதற்காகத்தான் அரசு, வருமான வரிச்சட்டத்தின் 270 ஏ ஷரத்தைப் பயன்படுத்தி அவர்கள் மீது நடவடிக்கை எடுப்போம் என அறிவித்துள்ளது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இதையும் தாண்டி புதிய யுக்திகளைக் கண்டுபிடித்து சாமர்த்தியசாலிகள் சிலர் செயல்படலாம் என மத்ய ரிசர்வ் வங்கியின் முன்னாள் கவர்னர் ரகுராம் ராஜனே முன்னர் தெரிவித்திருந்ததாகச் செய்திகளையும் பார்த்தோம். எந்தச் சட்டம் கொண்டுவந்தாலும் அரசின் நடவடிக்கைக்கு எதிர்நடவடிக்கைகள் இருக்கவே செய்யும் என்பதால் அரசு சரி என நினைப்பதைச் செயல்படாமல் இருக்க முடியாது. <b>அது சாமானிய மக்களுக்குத் தொல்லை இல்லாமல் இருக்க வேண்டும் என்பதே இங்கு மிக முக்கியம்.<o:p></o:p></b></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">பணம் வைத்திருப்போரிடையே எத்தகைய பீதியைக் கிளப்பியது இத்திட்டம் எனத் தெரிந்துகொள்ள வேண்டுமென்றால், ஒரு செய்தியைப் பாருங்கள்: இத்திட்டம் அறிவித்த அன்றுஇரவு தங்கத்தின் விலை இருமடங்காக அதிகரித்ததாகச் தகவல்கள் உலாவந்ததாகச் சொல்கிறது இந்தியன் எக்ஸ்பிரஸ். 10 கிராமுக்கு ரூ. 65,000/- கொடுத்து கறுப்புப்பணத்தை மாற்றியதாக தகவல்கள் சந்தையில் சொல்லப்பட்டது. அதைக் கட்டுப்படுத்தவும் அரசு உடனே நடவடிக்கையில் இறங்கியடு. பான் அட்டை இல்லாமல் தங்கம் விற்ககூடாது என சொன்னதோடு, சில ரெய்டுகளும் நடத்தப்படலாம் எனச் சொன்னது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">மேலே சொன்னதுபோல இது ஒரு இண்டெக்ரேட்டட் நடவடிக்கையாக ஒன்றோடு ஒன்று பின்னிப் பினைந்து அடுத்தடுத்து ஒன்றுக்கொன்று “சப்ளிமெண்டிங்”காக இருக்க வேண்டும். அப்போதுதான் இம்முயற்சி வெற்றிபெறும். இல்லையேல் இதற்கு முன்னர் எடுக்கப்பட்ட நடவடிக்ககளைப் போலத்தான் இதுவும் ஒரு தாற்காலிகப் பலனைக் கொடுக்கும்.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">நம் நாட்டில் 5.50 கோடி <b>சிறு மற்றும் குறு தொழில்</b> நிறுவனங்கள் இருப்பதாக அரசே சொல்கிறது. 8 கோடிப்பேருக்கு வேலை வாய்ப்புக்கொடுக்கும் துறையாகவும் இது இருக்கிறது. 6,000-க்கும் மேற்பட்ட பொருட்களை உற்பத்தி செய்வதன் மூலம் நாட்டின் மொத்தப் பொருளாதார வளர்ச்சியில் இதன் பங்கு 8 % ஆக இருக்கிறது. நாட்டின் மொத்த உற்பத்தியில் 45 %-ம் மொத்த ஏற்றுமதியில் 45 % சிறுதொழில் நிறுவனங்களில் இருந்துதான் என அரசே ஒப்புக்கொள்ளும் விஷயம். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அன்றாடப் பரிவர்த்தனைகளுக்கு ரொக்கத்தை மட்டுமே அதிகம் நம்பியிருக்கும் இவர்கள் கதி என்ன? <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">மெள்ள மெள்ள ரொக்கமில்லா சமூகமாக மாறுவதில் எங்களுக்கு எந்த மனத்தடையுமில்லை என சிறு தொழில்களுக்கான வர்த்தக சங்கத் தலைவர்களே ஒப்புக்கொள்கிறார்கள். ஆனால், அவர்கள் சொல்லும் ஒரே விஷயம் – இப்போதைக்கு இன்னமும் நாங்கள் அதற்குத் தயராகவில்லை என்பதுதான். இதை மெள்ள மெள்ளச் செயல்படுத்த வேண்டும் என்பது இவர்கள் கோரிக்கையாக இருக்கிறது.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">குறிப்பாக கணவன் மனைவி என மொத்தக் குடும்பமே ஈடுபடும் குறு தொழில்களில் இச்சிக்கல் அதிகம். ஆனால், இங்கு ஒன்று கவனிக்க வேண்டும். அரசின் இப்போதைய நடவடிக்கை இவர்களுக்கு நிரந்தரமான எந்தப்பாதிப்பையும் ஏற்படுத்தப்போவதில்லை என்பதை உறுதியாகச் சொல்லமுடியும். இப்போதைக்குக் கையில் இருக்கும் பழைய நாட்டுக்களைத்தான் வங்கிகளில் மாற்றச் சொல்லியிருக்கிறார்களே தவிர கரன்சியே புழங்ககூடாது என எங்கும் இதுவரை சொல்லவில்லை. ( இனிமேல் சொல்லலாமோ என்னவோ தெரியவில்லை! ). முறையாக ஈட்டிய பணத்திற்கு எந்தப் பயமும் தேவையில்லை. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">வீட்டில் பெருங்காய டப்பாவில் இல்லத்தரசிகள் போட்டு வைத்திருக்கு சிறுவாட்டுப்பணம், சீட்டுக்கட்டி வந்த பணம் ஆகியவை அரசின் நோக்கமல்ல. இவர்கள் இப்பணத்தை முழுவதுமே தங்கள் வங்கிக் கணக்கில் போட்டிக்கொள்ளலாம். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">ஒரு சில ஆண்டுகள் முன்புவரை பலகோடிப்பேர்களுக்கு வங்கிக்கணக்கே இல்ல எனும் நிலை இருந்தது. ஆனால், இப்போது நிலைமை மாறிவருகிறது. இன்றும் பல கணக்கில்லாமல் இருந்தாலும் அவர்களையும் வங்கிக்கணக்கிற்குள் கொண்டுவரப்படவேண்டும் என்பதே அரசின் நோக்கம். உண்மையிலேயே தேவையானவர்களுக்கு மான்யங்கள் கொடுப்பதற்கும் வரி ஏய்ப்பைத் தடுப்பதற்கும் இது பயன்படும்.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">வருமான வரித்துறை தேவையில்லாத தொல்லை கொடுக்குமோ என்ற அச்சம் மக்களிடையே இருப்பதை மறுப்பதற்கில்லை. இப்பயத்தைப் போக்க வேண்டியது அரசின் கடமை. <o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">லட்சக்கணக்கில் பணத்தைக் கையாளக்கூடிய வியாபாரிகள் – அவர்கள் யாராக இருந்தாலும், எந்தத் தொழிலில் ஈடுப்பட்டிருந்தாலும் – வங்கிக் கணக்கு மூலமாக பரிவர்த்தனை செய்வதை ஊக்குவிப்பதே இப்போது நடக்கிறது. இதன்மூலம் வரி ஏய்ப்பை கட்டுக்குள் கொண்டுவந்து அரசு வருவாயை அதிகரிப்பதன்மூலம் மக்கள் நலத்திட்டங்களை அதிகம் செயல்படுத்தலாம் என அரசு சொல்கிறது. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இங்குதான் மக்கள் வேறுபடுகிறார்கள். <b>என்னிடம் வாங்கும் வரிக்கு எந்தவிதமான பலன் எனக்குக் கிடைக்கிறது என்பதைத் தெளிவாக்ச் சொல்லி நிரூபிக்க வேண்டும் என்பது அவர்கள் எதிர்பார்ப்பு.</b> ஊழலுக்கும் லஞ்சத்திற்கும் எங்கள் வரிப்பணம் போவது சரியா என நினைக்கிறார்கள். முறையாக இப்பணம் மற்றும் அதன் பல சாமானிய மக்களைப் போய்ச் சேரும்போது இக்கே:விகள் குறையும்.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">நமக்குப் பிடிக்கிறதோ இல்லையோ. எதிர்காலம் இதுதான். மெள்ள மெள்ள இதற்கு நம்மைத் தயார்படுத்திக்கொண்டால்தான் புத்திசாலித்தனம். <o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"> <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இறுதியில் ஒன்று. இன்னும் ஓரிரு வாரங்களுக்குப் பின்னர் சாமானிய மக்கள் இதை மறந்து வேறு ஒரு ப்ரச்னைக்குக் கவனத்தைத் திருப்புவார்கள் என்பது நிச்சயம். அவர்களுடைய இன்றையக் கவலையை மனக் குமுரலை தொலைக்காட்சிகளில் செய்தித்தாள்களில் அவர்கள் கொட்டிவிட்டார்கள். அப்படி ஒப்பனாக மனம் திறந்து பேசமுடியாமல் வாய்மூடி இருப்பவர்களை நினைத்தால்தான் இத்திட்டத்தின் உண்மையான வெற்றி புரியும். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இத்திட்டத்தின் மூலமாக எல்லாக் கறுப்புப் பணமும் உள்ளே வராமற்போகலாமென்றாலும் உள்ளே பல ஆயிரம் கோடிகள் வரலாம் எனும் எதிர்பார்ப்பு உள்ளது. வங்கிகளுக்குள் இப்பணம் வரும்போது CASA எனச் சொல்லக்கூடிய கரண் அக்கவுன் மற்றும் சேவிங்க்ஸ் அக்கவுண்டிற்குள்தான் முதலில் வரும். வங்கிகளுக்கு மூலதனம் நம் கொடுக்கும் பணம்தான். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அதை நாம் ஃபிக்ஸட் டெபாசிட்டாகப் போடும்போது நமக்கு 7 அல்லது 8 % வட்டி கொடுக்கப்படும் வங்கிகளின் மூதனப்பொருளின் அடக்க விலை அதிகம். அதையே நாம் “காஸா” கணக்குகளில் போடும்போது 3 % அல்லது 4 % தான் அதன் அடக்க விலை. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">எனவே பொதுவாகவே வங்கிகள் “காஸா” கணக்குகளையே விரும்புவார்கள். குறைந்த வட்டியில் பணம் வாங்கி அதைக் கடன் கொடுக்கும்போது வங்கிகள் ஈட்டக்கூடிய “நிம்” <b>NIM – Net Interest Margin</b> மற்றும் <b>NII – Net Interest Income</b> எனும் வருவாய் மற்றும் லாபம் கணிசமாக வரும் ஆண்டுகளில் உயரும். பொதுத்துறை வங்கிகளுக்குக் குறிப்பாக இது நல்லது – பெரும்பாண்மையான செமிப்பு இங்குதான் வரும் என்பதால். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">பாரலல் எக்கானமியில் இருந்து பணம் வங்கிகள் மூலமாக வரும்போது இப்போது தாற்காலிகமாக உருவாகிவரும் பணத்தட்டுப்பாடு குறைந்து பணப்புழக்கம் கணிசமாக அதிகரிக்கும் வாய்ப்புள்ளது. அப்படிப் பணப்புழக்கம் அதிகரிக்கும்போது. அதன் காரணமாக வட்டி விகிதம் கணிசமாகக் குறையும். வீட்டுக்கடன் வாகனக்கடன் மற்று சிறு தொழில்கள் கடன் மீதான வட்டியும் குறைய வேண்டும். <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">அதோடு நிற்காது இதன் பலன் – இத்திட்டங்கள் வெற்றிபெறும்பட்சத்தில். நம் நாட்டின் <b>பற்றாக்குறையும் கணிசமாகக் குறையலாம்</b> ( 45 பில்லியன் அமெரிக்க டாலர்கள் அல்லது ரூ. 3 ட்ரில்லியன் குறையும் எனச் சொல்கிறது ”ஈடெல் வெய்ஸ்” நிறுவனத்தின் ஆய்வு; ஐசிஐசிஐ செக்யூரிட்டீஸ் இன்னும் கொஞ்சம் அதிகமாகச் சொல்கிறது: ரூ. 4.60 ட்ரில்லியன் அளவுக்கு கறுப்புப் பணம் ரொக்கமாக உள்ளே வருவதால் நாட்டின் பற்றாக்குறை அந்த அளவுக்குக் குறையும் எனக் கருத்துத் தெரிவித்திருக்கிறது! ) . <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;">இப்பணம் முழுவதும் கல்வி, மருத்துவம், விவசாயம், பாதுகாப்பு என மக்கள் நலத் திட்டங்களுக்கு பயன்படுத்தப்படும் பட்சத்தில், மக்களின் கேள்விகள் முறையாகப் பதிலளிக்கப்படும். ஒருபக்கம் பற்றாக்குறை குறைவு மறுபக்கம் வட்டி விகிதம் குறைவு என்பதால், விலைவாசியும் கணிசமாகக் குறையும். இதுதான் சாமானிய மக்கள் விரும்புவது. நடக்குமா என்பது இம்ப்ளிமெண்டேஷனில் உள்ளது. <o:p></o:p></span><br />
<span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 8.0pt; line-height: 115%;"><br /></span><span style="font-size: xx-small;">
( நன்றி: ஆனந்த விகடன், ஓவியர்கள், சோஷியல் மீடியா மூலமாக பொது வெளியில் பகிரப்பட்ட சில படங்கள் - யாரோ ஆகியோருக்கு. )</span></div>
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<span lang="EN-US" style="font-family: "lucida calligraphy"; font-size: 10.0pt; line-height: 115%;">This effort should not be looked at in isolation. It is a and should be a part of a well-integrated move to ban/control black money and Government should see to that the continuous effective follow-up actions - <b><span style="color: blue;">without affecting the day to day life of the common man or with least inconveniance</span></b> – </span><span lang="EN-US" style="font-family: "latha" , "sans-serif"; font-size: 10.0pt; line-height: 115%;">to </span><span lang="EN-US" style="font-family: "lucida calligraphy"; font-size: 10.0pt; line-height: 115%;">ensure this success. Otherwise, this will also become one more political strategy as in the past. After going through such pain, India and the Common Man cannot afford it at this stage.<o:p></o:p></span></div>
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Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com4tag:blogger.com,1999:blog-6490818857465460473.post-53473133076103467072015-04-13T03:23:00.001-07:002015-04-13T03:24:49.820-07:0025 YEARS OF TIA !<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Congratulations
TIA ! The long term capital gains of this Tamilnadu Investor Association is immeasurable. 25 years is not a small time frame for an Organisation of this
stature which is well diversified in its Membership.. Its more special because
TIA is celebrating it along with the Regulator who also completed their Siver
Jubilee last year only. Therefore this is not only the time to look back with
pride but also a time to retrospect, take stock of the achievements and ponder
over other issues to be addressed for TIA to march forward.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">One
such critical issue where TIA can step in is to improve the efficacy of the
IAPs or Investor Awareness Programmes. Thanks to SEBI huge sums are spent on
the the Investor Awareness Programmes by the Exchanges and Mutual Funds. No
doubt they are doing a commendable job of spreading the awareness about the
importance of saving and investing wisely. More than a decade has passed since
these types of initiatives are undertaken. IAPs have now become integral part of
the Exchanges. Therefore it is time now for us to evaluate the efficacy of
these mode of IAPs.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Lots
of money is spent in conducting these IAPs and much more efforts are made in to
bring in the investor population to listen to the Speakers. The venue decides
the type of attendance in many cases and the quality of the speakers decide the
quantum in many cases. In many of the semi urban centers, the initial response
these IAPs got couple of years back is slowly receding and results in much
lower attendance. After inviting a high profile speaker, the Organizers run
helter skelter to bring in the crowd. Most of the time they resort to
requesting a nearby college to send in their students “voluntarily” to fill up
the chairs and to avoid embarrassment. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">There
is another issue; Many of these meetings see repeat audience, year after year;
New faces are hardly seen. So IAPs end up catering to the same audience again
and again. Its fine to some extant but if the investment habit has to spread to
the next generation, we need to look beyong the existing investors. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Therefore,
this mode which was successful in the last decade has to be re-looked at, while
continuing with these IAPs, a more efficient way of reacing out to new
investors while addressing the need of the existing investors in a sustainable
manner needs a proper thoughtful consideration.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">This
is where the role of Investor Associations come into play. The role of
Associations like TIA is critical and they can be involved in instituting a
research to study the efficacy of these IAPs and how this money can be more effectively
used, jointly with Academic Institutions of repute like IITs and IIMs under the
aegis of SEBI and the Exchanges. It will help the Exchanges to spend the money
more productively in achieving their goal of educating every citizen of India to
be a responsible investor.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">In
this regard, a permanent physical infrastructure may be setup in the four
regional centers including Chennai by
SEBI and the Exchanges, jointly with TIA wherein there will be Library, Class
Room and a Meeting Hall for these IAPs. It may not cost more than a few crores
which infact will be much less compared to the money spent otherwise and will
result in bringing in more new investors fro next generation by involving the
colleges around.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<br />
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">In
this 25<sup>th</sup> year, TIA should impress upon the Regulator and the
Exchanges to invest in this permanent infrastructure which will be jointly
managed by TIA as per the SEBI guidelines under the guidance of the Exchanges. It
will lead to more responsible investing by the educated investors and result in
achieving prosperity as a nation. <o:p></o:p></span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-65646532455008499472014-11-13T07:44:00.001-08:002014-11-21T01:26:09.512-08:00<div align="center" class="MsoNoSpacing" style="text-align: center;">
<h2>
</h2>
<h2>
<b><span lang="EN-US">DISSEMINATION BOARD OR DISASTER BOARD
? – THE FLIPKART OF STOCK MARKET ( OR OLX ) ?</span></b></h2>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<b><u><span lang="EN-US">“Betrayal of trusting small investors</span></u></b><span lang="EN-US">” was the words used by a long term
investor in Chettinad, commenting on the exit of RSEs and as a fall-out,
shifting of RSE listed companes unwilling to delist or get themselves listed in
National level stock exchanges, to the “Dissemination Board”. This is something
akin to the “pink slips” or Bullettin Board” in USA.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
Origin of
this problem dates back to 2012; SEBI circular No: CIR/MRD/DSA/14/2012
dtd.30.05.12 for Exit Policy for non-operational stock exchanges spells out
that the stock exchanges who are not able to fulfil the prescribed requirements
like achieving a networth of Rs. 100 or Rs. 1,000 Crore Annual Turnover,
etc.within the prescribed time limit may apply for voluntary surrender of
recognition and in case if they don’t, SEBI shall proceed with compulsory
derecognition & exit of such exchanges as per terms & conditions
specified by SEBI.<o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
Most of the
smaller RSEs ( Regional Stock Exchanges ) who could not meet these requirements
have opted for voulntary exit and the shareholders who invested in the shares
of these stocks exchanges during demutualisation in 2007 seems to be in a hurry
to get back their money. In this process, the long term shareholders of the
companies listed in these exchanges for decades, are left in lurch. <o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
Many of
these investors were holding on to these stocks not only because they are
excellent investments, paying handsome dividends reguarly & bonus at
frequent intervals, but also because of the expectation and hope that one day
or other, these stocks will be traded once again either in these RSEs or in one
of the national level stock exchange, as many of them are compliant companies,
paying their listing fees and filing all relevant documenst regularly on time. <o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
Unlike the
SME Exchnages, there is no regulatory arbitarage between RSEs and national
level exchanges when it comes to listing as all the exchanges have the same
listing agreement and similar clauses. The listing agreement is equally strict
and not lenient like that of the SME Exchanges. <o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
The problem
gets more complicated with NSE & BSE permitting trading of many RSE listed
companies under section 13 of SCRA from 2009. The annual turnover of these
companies are estimated to be around Rs. 10,000 Crores per annum in NSE/BSE.
This was an excellent arrangment resulting in a win-win-win situation for the
investors, RSE listed companies – most of them being SMEs and as well as the
RSEs. <o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
Investors in
these companies benefitted immensly, as it enabled proper price discovery and
ensured better liquidity; for the SME Companies, it enabled them to raise more
resources for development, expansion & diversification of their business;
it also in turn benefitted the SMBs – small & medium brokers who are
membersof these RSEs and RSEs themselves were benefitted by this arrangement.<o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
The
challenge now, is the fact that, in the last few years, thousands of investors
have invested in these RSE listed companies as they were traded on national
level exchanges, bringing in good amount of liquidity. Once the RSEs are
derecognised, the trading in these companies might stop if they don’t choose to
list theselves in national level exchanges. <o:p></o:p></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">Today the option before these companies are:<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US">1.<span style="font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">Get
themselves listed in national level stock exchanges<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US">2.<span style="font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">Delist
their securities as per the SEBI”s Delisting Regulations of 2009<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US">3.<span style="font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">If
they fail to do either of the above then they will cease to be a listed company
and will be moved to the Dissemination Board (DB) run by NSE/BSE/MCX-Sx.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">The danger lies in the fact that <b>no contract
note</b> is required to be issued for such transactions routed through the DB. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">The
rules, bye-laws and regulations of the respective exchanges may not apply to
such trades emanating from bids/orders placed by buyers and sellers on these
DBs. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">These
trades resulting out of bids/offers posted on theses DBs will be cleared and
settled outside their respective <b>clearing corporations as they will not
guarantee the clearing and settlement of such trades.</b><o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">The
<b>arbiteration mechanism, IPF – Investor Protection Fund and TGF – Trade
Guarantee Fund are not available</b> for the transactions done through the DB
as they are not listed with these exchanges and there will be no monitoring of
any compliance with respect to filings made by these companies. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">The
buyers and sellers on these DBs will not have any recourse to the investor
grievance redressal mechanism, including arbitration and IPF, for trades
executed on DBs.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="margin-left: 36.0pt; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal;">
</span></span><!--[endif]--><span lang="EN-US">Thereis
<b>no surveillance oversigh</b>t on the bids and offers placed on DBs.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">Therefore, the Dissemination Board or DB may
not give safety and comfort to the small investor with all this drawbacks.
Bangalore Stock Exchange has transferred 9 of its listed companies to the DB
run by BSE. Hardly any trades takes place in this DB. No proper information
available about the total trades over a period of time. Its like the auction
platform e-bay or olx with no guarantees!<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">Will these companies list themselves in NSE or
BSE? Listing at national level stock exchanges is not made compulsry; Now this
paves a confortable way out for the promoters to exit with ease. The signs are
already there for us to see in the markets. The long term investors who are
holding on to these shares for generations together are flooded with “offer
letters” from allies of some of those claiming to be SEBI
registered/unregistered entities, offering them pittance for buying those
shares. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">Investors also lose the tax benefits associated
with the investment through Stock Exchange platform resulting in further loss!<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">In a few cases, the prices offerred are way
below the book value calculated based on the cash deposits available with the
companies! Infact, SEBI tightened to 2003 Regulations in 2009 to prevent these
kind of things happening and now these promoters are most likely to get away
easily at the cost of the small investors invested in these shares several
decades ago. This will lead to long term investors loosing faith in the system
and they will move away from the market which as such lacks depth and breadth!<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">DB in many ways, resembeles the e-bay or the
“no guarantee” old moore market or Bhendi Bazaar and it may not be a fair
solution to the problem on hand. <b>The way forward may be compulsorily listing
or permitting these compliant companies to be traded in national level exchanges as long as they
are operational or till they go through the proper delisting process. The
immediate cost may be met out of the IPF and ISF money transferred by these
exiting stock exchanges and later recovered from these companies</b>. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">In short, among all the stake holders of these
RSEs including its Share Holders, Trading Members and Employees, the <b><i>interest of the minority
shareholders & long term shareholders of operational companies in RSEs should
be the top priority in this entire exit process. The promoters should never be
allowed to have an easy exit at the cost of these retail investors</i></b>.
That will be the betrayal of their trust and will cause irrepairable damage to
the capital markets in India in the times to come. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US">(Disclaimer: it may be safer to presume that
the Author &his immediate family may be holding shares in the companies
listed in RSEs !)<o:p></o:p></span></div>
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Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-3034983693666168812014-07-30T21:58:00.002-07:002014-07-30T22:01:36.662-07:00<div class="title1" style="background-color: white; border: 0px; color: #d78e01; font-family: PTSansRegular, Arial, sans-serif; font-size: 18px !important; font-weight: bold; margin: 0px; padding: 0px; text-align: center; vertical-align: baseline;">
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ஒன்றுமே வாங்காத நாள்..!</div>
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வி.நாகப்பன்</div>
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சென்ற இதழ் “அவள் விகடன்”-ல் வெளியான என் கட்டுரை</div>
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<b>Freeganism & Buy Nothing Day !</b></div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;">'பை</span> நத்திங் டே' <b>(Buy Nothing Day -BND) </b>என்றால் தெரியுமா?!</div>
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'எதுவுமே வாங்காமல் இருப்பதற்கான நாள்’ எனப்படும் இந்த 'பை நத்திங் டே', மெட்டீரியலிஸம் மற்றும் அதீத நுகர்வு கலாசாரத்துக்கு எதிரான முழக்கங்களுடன் சர்வதேச அளவில் இப்போது பிரபலமாகி வருகிறது. அமெரிக்காவில், நவம்பர் மாதத்தின் நான்காவது வியாழனன்று 'தேங்க்ஸ் கிவிங் டே’. இதற்கு அடுத்த நாளான வெள்ளிக்கிழமையன்று 'பை நத்திங் டே’ கொண்டாடப்படுகிறது.</div>
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தேவைக்கு அதிகமாக நுகர்வதால் சுற்றுச்சூழலுக்கு ஏற்படும் பாதகங்களையும், அதனால் பலனடைவது பெரிய கார்ப்பரேட் நிறுவனங்கள்தான் என்பதையும் மக்களுக்கு உணர்த்த, 92-ம் ஆண்டு துவங்கி கொண்டாடப்பட்டு வருகிறது இந்த நாள். உபரித் தேவைகளைக்கூட அத்தியாவசியத் தேவைகளாக நினைக்கும்படியாக நியாயப்படுத்தி, நம்மை அதிகமாக செலவுசெய்யத் தூண்டி, கடனாளியாக்கி லாபம் பார்க்கும் பன்னாட்டு நிறுவனங்களின் வியா பாரப் போக்கை எதிர்த்து, இந்த தினம் கொண்டாடப்படுகிறது. பூமியின் இயற்கை வளங்கள், 20% மக்களால் சுரண்டப்படுவதால் ஏற் படும் பாதிப்பை வெளிக் கொணர்வதும் இதன் நோக்கங்களுள் ஒன்று!</div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;">எப்படிக் கொண்டாடுவது இந்த நாளை?</span></div>
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திருவிழாவை எப்படிக் கொண்டாடுவது என்பதை, உலகுக்கே வகுப்பெடுப்போம் நாம். தீபாவளி, பொங்கல் என்றால் புதுத்துணி, நகை, ஷாப்பிங் என ஒவ்வொரு ஊரின் கடைவீதியுமே அல்லோலகல்லோலப்படும். ஆனால், நுகராதோர் தினம் அன்று எதுவுமே வாங்காமல் எப்படிக் கொண்டாடுவார்கள்?</div>
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பெரிய ஷாப்பிங் மால்களில் நடுவில் நின்று கிரெடிட் கார்டுகளை வெட்டிப்போடுவது, கடைகளில் ஷாப்பிங் டிராலிகளைத் தள்ளிக்கொண்டு/கூடைகளைக் கையில் எடுத்துக்கொண்டு ஒன்றும் வாங்காமல் ஊர்வலம்போல ஒருவர் பின் ஒருவராகச் செல்வது, இக்கருத்தை வலியுறுத்தும்விதமாக சாலையோர நாடகங்கள் நடத்துவது, இயற்கையைக் கொண்டாடும் விதமாக மலையேற்றம் என கைக்காசை செலவழிக்காமல் அன்றைய தினத்தைச் செலவிடுவது இவர்கள் வாடிக்கை.</div>
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பிரபலமான நடிகர்கள், விளையாட்டு வீரர்கள் ஆகியோரை மாடல்களாகப் போட்டு கவர்ச்சிகரமான தொடர் விளம்பரங்கள் மூலமாக நம்மையும் நம் குடும்பத்தையும் மூளைச் சலவை செய்யும் இந்நுகர்வு கலாசாரம், மிக ஆபத்தானது. அலசி ஆராய்ந்து, 'நமக்கு இது அத்தியாவசியத் தேவை இல்லை, வாங்க வேண்டாம்’ என நம் அறிவு சொல்லும் ஒரு விஷயத்தை, இம்மாதிரி விளம்பரங்கள் மூலமாக நம் மனதை இளக்கி, சரி என நியாயப்படுத்த வைக்கிறார்கள்.</div>
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அடுத்ததாக, தேவை இல்லாத பொருட்களை வாங்குவதுடன், அதையும் அடிக்கடி மாற்றுவது. </div>
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முன்பெல்லாம் கைக்கடிகாரம் வேண்டுமென்றால், குறைந்தபட்ச தகுதி நாம் வேலைக்குப் போகத் துவங்க வேண்டும். கொஞ்சம் பணக்கார வீடுகளில் மட்டும் கல்லூரிக்குச் செல்லும்போது கைக்கடிகாரம் கிட்டும். அந்தக் கைக்கடிகாரம்தான் நம் வாழ்நாளெல்லாம். அடிக்கடி மாற்றுவதெல்லாம் முடியாது. சிலருக்கு திருமணத்தின்போது மாமனாரிடம் இருந்து கிடைக்கும் வாட்ச்தான் இரண்டாவது. இதைத் தவிர, பள்ளிக் காலங்களில் எல்லாம் திருவிழா பொம்மைக் கடிகாரம்தான்!</div>
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ஆனால் இன்று..? 'இந்த வாட்ச் வாங்கி ரெண்டு வருஷம் ஆச்சுப்பா... மாத்தணும்...’ என்று ஐந்தாம் வகுப்பு, ஆறாம் வகுப்பு படிக்கும் வாண்டுகள்கூட சர்வசாதாரணமாக பேசுவதை, மிடில் கிளாஸ் வீடுகளிலேயே கேட்க முடிகிறது. எதற்காக மாற்ற வேண்டும்? 'எத்தனை நாள் ஒரே கடிகாரத்தைப் பார்த்துக்கிட்டு இருக்கிறது... போரடிக்குது...’, 'புதுசா ஒரு மாடல் வந்திருக்கு’, 'அந்த விளம்பரம் நல்லா இருந்தது’ என இந்த அநியாயச் செலவை, நியாயப்படுத்துகிறோம்.</div>
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உண்மையைச் சொல்லப்போனால், செல்போன் வந்த பின்னர் பெரும்பாலானவர்கள் மணி பார்ப்பது அதில்தான். ஆக, தேவையில்லாத, பயன்பாடு இல்லாத ஒரு பொருளை வாங்குவதோடு மட்டுமல்லாமல், அதை அடிக்கடி மாற்றும்படியும் தூண்டப்படுகிறோம்.</div>
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கைக்கடிகாரம் துவங்கி, தொலைக்காட்சிப் பெட்டி, செல்போன், டூ-வீலர் என இப்படிப் பல பொருட்களை சொல்லிக்கொண்டே போகலாம். நன்றாக ஓடிக்கொண்டிருக்கும் பைக்கை கூட மாற்றுவோம்... புது மாடல் வந்துவிட்டால்! மைலேஜ் சரியில்லை என நியாயப்படுத்துவோம். புது மாடல் செல்போனைப் பார்த்தவுடன் பழைய மாடல் கசக்கத் துவங்கும். 'ச்சே... வரவர ரொம்ப ஸ்லோ ஆயிடுச்சி, அடிக்கடி ஹேங் ஆகுது இப்பெல்லாம்’ என அலுத்துக்கொள்வோம். உண்மையைச் சொல்லுங்கள்... அதுவா காரணம்? நாம் புதிதாக வாங்கும் போனிலும் இப்பிரச்னைகள் இருக்கத்தான் செய்யும் என்பது நமக்குத் தெரியும்தானே?</div>
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ஒருவகையில் பார்த்தால், இது... சமூகரீதியாக நடக்கும் உளவியல் தாக்குதலும்கூட! இந்த அதீத நுகர்வு கலாசாரத்தின் தாக்கம்/தாக்குதல் நம் ஒட்டுமொத்த குடும்ப அமைப்பின் மீதுதான். அமைதி கெடவும், குடும்பங்கள் பிளவுபடவும்கூட இக்கலாசாரம் வழிவகுக்கிறது.</div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;">காசேதான் கடைசியடா!</span></div>
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சரி, என்னதான் செய்வது என்கிறீர்களா? அதைச் சொல்வதற்கு முன்பாக, ஃப்ரீகனிஸம் பற்றிச் சொல்லியாக வேண்டும்.</div>
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ஃப்ரீகனிஸம் (Freeganism) என்பது, காசில்லா வாழ்க்கை. அதாவது, கையில் காசே இல்லைஎன்றாலும் நம்மால் வாழ முடியும் என்ற வாழ்க்கையை முறையை வலியுறுத்தும் கொள்கை. இது அமெரிக்கா உள்ளிட்ட சில நாடுகளில் சமீபகாலமாக பிரபலமாகி வரும் புதிய கலாசாரம். சென்ற ஆண்டு வெளியான 'ஈஸ்ட்’ எனும் ஆங்கிலப் படத்தின் இயக்குநரும் கதாசிரியரும், சில நாட்களுக்கு இப்படிச் செலவில்லாத வாழ்க்கை முறையைக் கடைப்பிடித்துப் பார்த்தனர். கையில் காசில்லாமல் என்றால், சாப்பாட்டுக்கு? இருக்கவே இருக்கிறது, 'ஃப்ரீகனிஸம்’.</div>
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இது என்ன புது இஸம்?</div>
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அதாவது, அடுத்தவர் வேண்டாம் எனக் குப்பையில் தூக்கி எறியும் உணவை எடுத்துச் சாப்பிடுவது. இங்கு ஒன்றைக் கவனிக்க வேண்டும். இவர்கள் எடுத்துச் சாப்பிடுவது கெட்டுப்போன உணவை அல்ல, பணத்திமிர் பிடித்து தேவைக்கு அதிகமாக ஒருவர் வாங்கும் உணவில் அவர் சாப்பிட்டது போக தூக்கி எறியும் மீதத்தைத்தான் இவர்கள் எடுத்துச் சாப்பிடுகிறார்கள்!</div>
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'ஈஸ்ட்’ படத்தின் தாக்கமும் இதுவே. இப்படத்தில் வரும் 'ஈஸ்ட்’ அமைப்பின் உறுப்பினர் லூகா, அப்படிப்பட்டவன். சாலையோரக் குப்பைத் தொட்டிகளில் இறங்கி மிகுந்தவற்றை எடுத்துக் கொஞ்சம்கூடக் கூச்சமில்லாமல் சாவதானமாக உண்பதைப் பார்க்கும்போது, முதலில் அருவருப்பாகவும், வித்தியாசமாகவும் இருக்கலாம். ஆனால், அதன் பின்னால் உள்ள கொள்கை மிக முக்கியமானது; அழகானது.</div>
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எதுவும் வீணாகக் கூடாது, கெட்டுப்போனால் ஒழிய. அது எல்லோருக்கும் ஏதோ ஒரு விதத்தில் பலன் அளிக்கக் கூடியதுதான். தூக்கி எறிந்து வீணாக்குவதால், சுற்றுப்புறச்சூழல் மாசுபடுவது அதிகமாகிறது. இப்படித் தூக்கியெறியப்படும் பொருட்களை வைத்தே வாழ்க்கையை ஓட்டும் முறையை தானாக முன்வந்து தேர்ந்தெடுத்துக் கொள்பவர்கள், 'ஃப்ரீகன்ஸ்’. அதீத நுகர்வுக் கலாசாரத்துக்கு எதிராக இதற்கு மேல் ஒரு விஷயத்தைச் சொல்வது கடினம்.</div>
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நடைமுறை வாழ்க்கையில், நாமெல்லாம் 'ஃப்ரீகன்ஸ்’ ஆக மாறுவது சாத்தியமில்லைதான். ஆனால், அதன் அடிப்படைக் கோட்பாட்டைப் புரிந்துகொண்டு, அத்தியாவசியத் தேவையை மட்டும் பூர்த்தி செய்துகொண்டு, தேவைக்கு மேல் நுகர்வதைக் குறைத்து, எதையும் வீணாக்காமல், அடுத்தவருக்குப் பயன்படும்படி செய்வோமானால், அது போதுமே இப்போதைக்கு!</div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;"><u><span style="border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;">எளிமையே... இனிமை!</span></u></span></div>
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ஆடம்பரங்களைத் தவிர்த்து, எளிய செலவுகளாலும், அன்பான விருந்தோம்பலாலும் உங்கள் இல்ல விழாவை அழகாக நடத்தியவரா நீங்கள்... எதிர்காலத்தில் நடத்த இருப்பவரா... இதை மற்றவர்களிடமும் பகிர்ந்துகொள்ளலாமே! சுருக்கமாக, அதேசமயத்தில் தெளிவாக எங்களுக்கு எழுதி அனுப்புங்கள். பிரசுரமாகும் 'எளிமை'க்கு தகுந்த பரிசு உண்டு!</div>
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அனுப்ப வேண்டிய முகவரி: 'எளிமையே... இனிமை’, அவள் விகடன், 757, அண்ணா சாலை, சென்னை-600 002</div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;"><u><img alt="" src="http://cdnw.vikatan.com/aval/2014/07/yiogmz/images/p48b.jpg" height="191" style="border: 0px; margin: 0px; padding: 0px; text-align: right; vertical-align: baseline;" width="160" /></u></span></span><br />
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; margin: 0px; padding: 0px; vertical-align: baseline;"><u><u>வேஸ்ட்டாகும் காஸ்ட்லி விருந்து!</u></u></span></span></div>
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<span style="border: 0px; color: red; line-height: normal; margin: 0px; padding: 0px; vertical-align: baseline;">ஏ</span>ழை நாடாக (அல்லது வளர்ந்து வரும் நாடு) கருதப்படும் நம் இந்தியாவில் நடக்கும் திருமணங்களில் வீணடிக்கப்படும் உணவின் அளவு மிக அதிகம். பெருமைக்காக வீண் செலவு செய்வதில் நமக்கு நிகர் நாம்தான். பாதி உணவு குப்பைத் தொட்டிக்குத்தான் செல்லும்.</div>
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முன்பெல்லாம் திருமணமென்றால் குழந்தைகள், பெரியோர் என அனைத்து வயதினரும் பங்குகொள்ளும் மகிழ்ச்சியான நிகழ்வாக இருக்கும். எனவே, பல பதார்த்தங்களுடன் பெரிய விருந்து தேவையாக இருந்திருக்கலாம். இப்போது அப்படியா? 'சின்னவளுக்கு நாளைக்கு ஃபர்ஸ்ட் டெர்ம், பெரியவனுக்கு அடுத்த வாரம் 'கேட் எக்ஸாம்’, 'டான்ஸ் கிளாஸை விட்டுட்டு வரமாட்டேனுட்டா’, 'கிரிக்கெட் கோச்சிங் இருக்கு’ என்று ஏதாவது காரணங்களைச் சொல்லி, வீட்டுப் பிள்ளைகளை இம்மாதிரி விழாக்களுக்கு அழைத்துச் செல்வதே இல்லை பலரும். திருமணங்களுக்குப் பெரும்பாலும் வருவதெல்லாம் நடுத்தர வயதினரும் வயதானவர்களும். 'ஸ்வீட்டை கையிலே தொடக்கூடாதுனுட்டாரு டாக்டர்’, 'டயட்ல இருக்கேன்’ என்பது மாதிரி வரும் ஆட்களுக்காக எதற்கு இவ்வளவு உணவுப் பதார்த்தங்களை வீணாக்க வேண்டும்? இதில் வேடிக்கை என்னவென்றால், எதுவும் செட் ஆகாமல், கடைசியில் எல்லோரும் ஓடுவது... தயிர் சாதத்துக்குத்தான்!</div>
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திருமண விழாவை எளிமைப்படுத்தி, அத்தொகையை நல்ல விஷயங்களுக்கு செலவு செய்வதை ஃபேஷனாகக் கொண்டு வரலாமே!</div>
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Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-37966020341245457022014-06-10T07:19:00.002-07:002014-06-12T11:19:02.094-07:00தி ஈஸ்ட் - பசுமை விகடனில் என் கட்டுரை !<div class="separator" style="clear: both; text-align: center;">
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<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கிழக்கு</span></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> – </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெ</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"><o:p></o:p></span></b></div>
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<b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இந்த</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உலகை</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆள்வது</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span></i></b><b><i><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வழிநடத்துவதும்</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கட்டுக்குள்</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைத்திருப்பதும்</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span></i></b><b><i><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அமெரிக்கா</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்று</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொன்னால்</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீங்கள்</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஐயோ</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span></i></b><b><i><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாவம்</span></i></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">! <o:p></o:p></span></b></div>
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<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நள்ளிரவு</span></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;">;</span></b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருட்டு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீடு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வளைக்கிறது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிறிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கும்பல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒன்று</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீட்டைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கச்சா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எண்ணை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மற்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெட்ரோலியக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கழிவுகளை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஊற்றுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீட்டினுள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">படுத்திருப்பவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லேசாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சத்தம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">புரண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">படுக்கிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சற்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நேரத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பிடித்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எரிகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ப்ரம்மாண்டமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெடித்துச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிதறுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எரிக்கப்பட்டது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீடு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறுநாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொலைக்காட்சிகளில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதுதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்தி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">: “</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சில</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாட்களுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முன்பு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெட்ரோலிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எண்ணை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலந்ததால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றுச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சூழல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதிக்கப்பட்டது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரனமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பல</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பறவைகளும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாழ்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உயிரினங்களும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அழிந்தது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நமக்குத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியும்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதற்குக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரனமான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வீடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நேற்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இரவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெடித்துச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிதறியது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதற்குக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரனமானவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இன்னும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியவில்லை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விசாரனை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிக்கிவிடப்படுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொழில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்லவா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆனால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வழக்கமாகப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பணத்திற்காக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இச்செயல்களைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யாரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இல்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியவருகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொழில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முனை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போட்டியாளர்களும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இல்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்பது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உறுதியாகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அப்படியானால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
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<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இரகசிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விசாரனையில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்னை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> “</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அழைத்துக்கொள்ளும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீவிரவாத</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அமைப்புதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதற்காக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்தார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பன்னாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனங்களுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதிரான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீவிரவாதிகளோ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்ற</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்னம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்படுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இத்தோடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுத்திக்கொள்ளப்போவதாகவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியவில்லை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மேலும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதுபோன்ற</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீவிர</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடவடிக்கைகள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொடரலாம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்களின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடுத்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இலக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்ற</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேள்விகளோடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துவங்குகிறது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">படம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
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<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடுத்த</span></b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காட்சியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்கதையின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாயகி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> ”</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அறிமுகமாகிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்வது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> “</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஹில்லர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ப்ரூட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனியார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாம்ராஜ்யங்களுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஊழியம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்பவர்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தங்களுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதிராகச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செயல்படும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஐக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கண்டுபிடித்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒழிப்பதற்காக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்டுகளின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">திட்டத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கமாக</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அமைப்பிற்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மெள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஊடுருவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பொறுப்பு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">னுக்குக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொடுக்கப்படுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
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<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முயற்சிக்குப்பின்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">புதுப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெயருடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்குழுவுக்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஊடுருவுகிறார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆளில்லாக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காட்டுக்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கண்ணைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கட்டை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அழைத்துச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செல்கிறான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அக்குழுவைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சேர்ந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லூக்கா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> “</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சில</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சோதனைகளுக்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நம்பிக்கைக்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாத்திரமாகிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடிபட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவளுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைத்தியம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்க்கிறார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கிருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டரின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவ்வப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடுங்குவதைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்க்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்லும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவரத்திலிருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒவ்வொரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கத்தினரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்டுக்களின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அநியாய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடவடிக்கைகளால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனிப்பட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முறையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதிக்கப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பட்டவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்பதை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அறிகிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
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<br /></div>
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<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடுத்த</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்குதல்</span></b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எங்கே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவாதிக்கிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சேர்த்துக்கொள்வதா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேண்டாமா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீண்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவாத்த்திற்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சேர்த்துக்கொள்ளப்படுகிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மற்றொரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உறுப்பினரான</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> “</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மற்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆகியோர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்னருக்குச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செல்கிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மிகப்பெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பன்னாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃபார்மா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">புதிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்தை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சந்தையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அறிமுகப்படுத்தும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டாட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விழா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யாருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியாமல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷாம்பெயினில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதையோ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எல்லோருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொடுப்பதைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்த்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதிர்ச்சியாகிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விஷமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கலாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அனப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பயந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோநைத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொலைபேசியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொடர்பு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிவிக்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடிப்பதால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்னால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதுவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்பொது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்ய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடியாதாகையால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போலீசுக்குத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிவித்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்களிக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காப்பாற்றுமாறு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறஞ்சுகிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆனால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனோ</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவ்விருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொடுக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃபார்மா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாடிக்கையாளர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்லவென்றும்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">,
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதனால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லாபமும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இல்லையாகையால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதுவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யப்போவதில்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறக்கமில்லாமல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">திரும்பவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறைவிடத்திற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வழியில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எப்படி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவ்வளவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உயிர்களையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொல்லலாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டருடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாதிடுகிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அப்போதுதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதிர்ச்சியளிக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விஷயத்தை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியிடுகிறார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விருந்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலந்த்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விஷம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்ல</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தயாரிக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃப்லோரோக்வினோலோன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆண்டிபையாட்டிக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்தைத்தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அக்கம்பெனி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சந்தையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விற்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முறையான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆய்வுகளுக்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியிடப்பட்டது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்ல</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விளைவுகள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடுமையாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிவிக்கிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உனக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எப்படித்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்கவும்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்தால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதிக்கப்பட்டவன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதனால்தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவ்வப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வலிப்பு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருவதாகவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறுநாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்நிறுவனத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கவனத்திற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இச்செயல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டுவரப்படுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பற்றியெல்லாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சற்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கவலைப்படாமல்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, ”</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாருங்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எங்களை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒன்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யவில்லை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">” </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்நிறுவனத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பேட்டி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அளிக்கிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொலைக்காட்சியில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆனால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சில</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாட்களைலேயே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவளையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பக்கவாதம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்குகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நரம்புத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தளர்ச்சியுடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொலைக்காட்சியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தோன்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உண்மையை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒப்புக்கொள்கிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மன்னிப்புக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டிற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மற்றுமொரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெற்றி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நோக்கம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறந்து</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நியாயங்களைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">புறிந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாறிக்கொண்டிருக்கிறோமோ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சந்தேகம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவ்வப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருகிறது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவுக்கு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவல்களை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நன்றாகப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பயன்படுத்தி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனங்களிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காசு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்ப்பதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">புறிகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதற்கிடையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இக்குழுவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சியின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈர்ப்பு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்படுகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடுத்த</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்குதல்</span></b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெட்ரோ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கெமிக்கல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிவாகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஊரின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முக்கிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிலையில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நள்ளிரவிற்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யாருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரியாமல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்னுடைய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கழிவுகளைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலக்கிறது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்நிறுவனம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாசுபட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீரால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவ்வூர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மக்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பல்வேறு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவஸ்தைக்குள்ளாகிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நேய்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எத்ரிபு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சக்தி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குறைகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முக்கிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கத்தினரான</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
”</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தந்தைதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்நிறுவனத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்பது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவுக்குத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மூலமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நைச்சியமாகப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பேசி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தந்தையை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிலைக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அழைத்துவரச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவரையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இன்னொரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவியையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விஷ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீரில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குளிக்குமாறு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துப்பாக்கி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முனையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கட்டாயப்படுத்துகின்றனர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முதலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீரில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கழிவுகளைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலக்கவில்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பொய்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்லும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவவர்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நள்ளிரவுக்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொழிற்சாலையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கழிவுகள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொட்டத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துவங்கியவுடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளிப்பட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்னீருள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அமிழ்த்தப்படுகிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதற்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதுகாவலர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துரத்த</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துப்பாக்கி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சண்டையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காயத்துடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தப்பிக்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீண்டும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காட்டுக்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பதுங்குகிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">;
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்கனவே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாப்பிட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மருந்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடுமையான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விளைவால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டரின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடுக்கம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதிகமானதால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குண்டடிபட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">க்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆப்பரேஷன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குண்டை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடியாமற்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இஸ்ஸி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறக்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதனால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குழுவில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பிளவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்படுமோ</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அஞ்சும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அளவுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவாதம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடக்கிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாய்ச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சண்டைகளுக்குப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இன்னும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒன்றே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒன்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறுதியாகச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்துவிட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பிரியலாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுக்கிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடைசி</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்குதல்</span></b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறேன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அழைத்துக்கொண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போகிறான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடைசியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுத்தும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இடத்தைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்த்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதிர்ச்சி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடைகிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாரா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஹில்லர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ப்ரூட்ஸ்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> – </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராவின்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதாவது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">- </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அலுவலகம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> ! </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாராதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லூகா</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சந்தேகம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருந்த்தாகவும்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உறுதி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்துகொண்டதையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விளக்குகிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடைசித்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்குதல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்ன</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவரிக்கிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்டுகளுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உதவியாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போன்ற</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஹில்லர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ப்ரூட்ஸ்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவாளிகளின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இரகசியப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பட்டியலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எப்படியாவது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டுவர</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேண்டும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்கிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முதலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறுக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்பட்டியலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைத்துக்கொண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்ன</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்வாய்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனுக்காக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கூலிக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாரடிக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்களின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உயிருக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்லவா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அப்பட்டியல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கிடைத்தால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்களைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கண்கானித்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செயல்பாடுகளுக்குத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பதிலடி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொடுப்பேன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்கிறான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அலுவலகத்துக்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நுழைந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அறைக்குச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செல்கிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அங்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இல்லை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கம்ப்யூட்டரில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவாளிகளின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முழுத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவலையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃபோனில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிப்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பதிவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியேறும்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்க்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவளின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நடவடிக்கைகளை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளிப்ப்டையாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விமர்சனம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லிஃப்டில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறங்கி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அலுவலகத்திவிட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியேற</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கையில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செக்யூரிட்டியிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்லி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவளது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃபோனைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பறிமுதல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்கிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சந்தேகப்பட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதற்கிடையே</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கைவசமுள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவல்களை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எஃப்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஐ</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அளிக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்கள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காட்டுக்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சென்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறைவிடத்தைத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகர்த்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எறிகிறார்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிலர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தப்பிக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டாக்டர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மட்டும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாட்டிக்கொள்கிறார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இத்தகவல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சிக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கிடைக்கவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆத்திரமாகிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டுவரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவாளிகளைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பழிவாங்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிவெடுக்கிறான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெறும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கையுடன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> – </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">னிடம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோனிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாட்டிக்கொண்டுவிட்டாய்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எஃப்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஐ</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யிடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போய்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நம்மை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாட்டிவிடுவதற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முன்னர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பரவாயில்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மற்றவற்றைப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பிறகு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பார்த்துக்கொள்ளலாம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முதலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இங்கிருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியேரலாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்பொதைக்கு,</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்கிறான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மறுக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவனைத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தப்பித்துப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போகச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மட்டும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இங்கிருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எப்படியாவது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இத்தகவலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுத்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருவதாகச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்லி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவனை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அனுப்பி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைக்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுத்துக்கொண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கிளம்பியவுடன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாய்க்குள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கைவிட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிறிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நூலை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உருவுகிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மெள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளிவரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அந்நூலின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறுதியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிறிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃப்ளாஷ்பேக்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அலுவலகத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஷரோன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இடம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சண்டை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஃபோனில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அத்தகவல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடங்கிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிப்பை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மட்டும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தனியே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுத்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நூலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கட்டி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முழுங்கிவிடுகிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆனால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெளியே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பின்னர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சியின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> தீவிர </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்னத்தைத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தெரிந்துகொண்டவுடன்,</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதுவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இல்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பொய்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
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<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்போது</span></b><b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span></b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உலகம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முழுவதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ரகசிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவாளிகளின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கையில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என்ன</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்வாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">? </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இடத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுவாரஸ்யமான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ட்விஸ்ட்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வைக்கிறார்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இயக்குனர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெஞ்சி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடைப்பிடிக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முறைகளோடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கருத்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேறுபாடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருந்தாலும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொள்கைகளில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈடுபாடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> கொள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கிறாள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஜேன்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனவே</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சிப்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஐக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கம்ப்யூட்டரில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போடுகிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தகவல்களை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்றுகிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒவ்வொரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உளவாளியாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நேரடியாகத்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தொடர்புகொண்டு</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வேலையின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அநீதியான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்கத்தையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சமூகத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றுச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சூழல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தாக்கத்தையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எடுத்துச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்கிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரும்பாலோரை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மனமாற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றுச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சூழல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போராளிகளாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாற்றும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முயற்சியில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இறங்குகிறாள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஈஸ்ட்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீவிரவாதம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாறி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நியாயமான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போராட்டமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பரினமிக்கிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தீவிரவாதிகள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சட்டத்திற்குட்பட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போராளிகளாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாறுவார்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கருத்தோடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கதை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முடிகிறது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> <o:p></o:p></span></div>
<div class="MsoListParagraph" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-fareast-font-family: Latha;">-<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;"> </span></span><!--[endif]--><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">- - -<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சரி</span></b><b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;">;</span></b><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 9.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இனி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முதலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கேள்விக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வருவோம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்படத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இயக்குனரின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்படி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> “ </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இன்று</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உலகை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆள்பவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வல்லரசுகள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அல்ல</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவர்களையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சேர்த்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆள்பவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உண்மையிலேயே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பன்னாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனங்கள்தான்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உலகின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பொருளாதாரத்தையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதன்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தலைவிதியையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எழுதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வல்லமைகூட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உள்ளவர்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எல்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பரவியிருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கார்பரேட்டுகள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஒரு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாட்டின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சட்டதிட்டங்களுக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கட்டுப்படாத</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தேவைப்பட்டால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவற்றை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தங்களுக்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாதகமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வளைத்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாற்றி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எழுதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வல்லமையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பலமும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பொருந்திய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்களைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கண்டுதான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முதலில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அஞ்சவேண்டும்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">”. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மிகச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சரியான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அமெரிக்காவின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லூசியானா</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாகானத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ப்ரிட்டிஷ்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெட்ரோலியம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏற்பட்ட</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விபத்தின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரனமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மிசிஸிபி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆற்றில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆயில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஸ்லிக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கரிய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">படிமம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலந்து</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நீரை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிரந்தரமாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அசுத்தப்படுத்தியதோடு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆற்றங்கரையையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அடுத்துள்ள</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடற்கரையையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முற்றிலும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மாசுபடுத்தியது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">1930-</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">துவங்கி</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எண்ணை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனங்களின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வளர்ச்சியால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">,
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுமார்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> 2,000 </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சதுர</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மைல்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவசாய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிலங்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாழ்பட்டன</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விவசாயிகள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவற்றை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">முற்றிலும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இழக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நேரிட்டது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அதுமட்டுமல்ல</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">;
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அம்மாகானத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடல்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாழ்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உயிரினங்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெருமளவு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதிக்கப்பட்டதால்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவற்றை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நம்பி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீனவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">உள்ளிட்டோரின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வாழ்வாதாரமும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதிக்கப்பட்டது</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிலமையைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சீர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்ய</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பல</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போராட்டக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குழுக்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">களத்தில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குதித்தன</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவ்வப்போது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஏதாவது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்வதாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போக்குக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காட்டுவது</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தவிர</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரிதாக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதுவும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செய்யவில்லை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்கள்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அரசும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பெரிதாகக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கண்டுகொள்ளவில்லை</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">,
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">காரணம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பன்னாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவன்ங்களின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> பை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">யில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எனக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குற்றம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாட்டுகின்றனர்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவ்வமைப்பினர்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இதுபோல</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பல</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விஷயங்களைச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்லிக்கொண்டே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போகலாம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லாபத்தை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மட்டுமே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வெறித்தனமான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">குறிக்கோளாகக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொண்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">செயல்படும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பன்னாட்டு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிறுவனங்கள்தான்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவ்வுலகை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">ஆள்கின்றன</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">; </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">விதியை</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நிர்னயிக்கின்றன</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">.
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நாம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">தேர்ந்தெடுக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">
</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அரசுகள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பையில்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொந்த</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">லாபத்திற்காக</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சாமானியனின்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பையில்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இருக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மீதப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பணத்தையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பிடுங்கி</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">அவனைக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கடனாளியாக்க</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இவர்கள்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பரப்புரைக்கும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நுகர்வு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கலாச்சாரத்திற்கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எதிராகப்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போராட</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">மிக</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">எளிமையான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">வழிகளே</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">போதும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">என</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">இப்படம்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சொல்வதாகக்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">கொள்ளலாம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">. கு</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">றைவான</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">நுகர்வால்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">, </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சுற்றுப்புறச்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">சூழலையும்</span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="TA" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: TA;">பாதுகாக்கலாம்</span><span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">! <o:p></o:p></span></div>
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<br /></div>
<br />
<div align="center" class="MsoNormal" style="text-align: center;">
<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;">---------------------------------------------------------------------<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "Latha","sans-serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-55891157234270093352014-05-06T05:40:00.002-07:002014-05-06T05:41:32.584-07:00<div align="center" class="MsoNormal" style="text-align: center;">
<b><span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">ELECTIONS & ECONOMY : ITS IMPACT ON THE MARKETS<o:p></o:p></span></b><br />
<b><span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<i><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">"The issue is that the markets right now are anticipating a stable
government and rapid policy actions. To the extent markets are disappointed, it
will reflect on stock markets, perhaps on bond markets, perhaps on exchange
markets. We have to be prepared for some turmoil</span></i><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">." </span><br />
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span>
<div style="text-align: right;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">– Raguram Rajan, Governor, RBI<o:p></o:p></span></div>
</div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Does elections affect
the economy or is the vice versa? Is there a relationship between the elections
and the economy of a Nation and if so, which is the cause and which is the
effect, will be an interesting question to ponder over! Let us accept the fact
that, there is a general perception that, people vote based on the economic
performance of the incumbent government and hence, both are interlinked. Therefore,
the broader assumption seems to be that, better the economic performance of the
incumbent government, higher the chances of it winning an election. Now, let us
examine whether this is true in case of U.S.A., to start with.<o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">In his study
“Does the Economy Determine the President? - A Regression Model for Predicting
US Presidential Elections”, Roy K. Roth of <i>Brigham Young University – Utah </i>makes
the following statement prior to 2012 American Presidential Elections: “There
is still almost a year until the 2012 election. Currently, it is not even clear
who the Republican nominee for the presidency will be. Using data from Fair’s
website my prediction is the same for all models. I predict a victory for
President Obama.” And we all know what followed. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">On the
contrary, take a look at the following analysis: <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: 'Times New Roman'; font-size: 7pt;"> </span></span></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span style="font-family: Symbol; font-size: 11.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="font-family: 'Times New Roman'; font-size: 7pt;"> </span></span><!--[endif]--><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">When there
was a situation where the </span><span style="font-family: Cambria, serif;">e</span><span style="font-family: Cambria, serif; font-size: 11pt;">conomic </span><span style="font-family: Cambria, serif;">g</span><span style="font-family: Cambria, serif; font-size: 11pt;">rowth </span><span style="font-family: Cambria, serif;">was lower </span><span style="font-family: Cambria, serif; font-size: 11pt;">than the </span><span style="font-family: Cambria, serif;">p</span><span style="font-family: Cambria, serif; font-size: 11pt;">revious </span><span style="font-family: Cambria, serif;">a</span><span style="font-family: Cambria, serif; font-size: 11pt;">dministration</span><span style="font-family: Cambria, serif;">, the incumbent Government won twice during Eisenhower &</span><span style="font-family: Cambria, serif; font-size: 11pt;"> Ronald Reagan</span><span style="font-family: Cambria, serif;"> regime </span><span style="font-family: Cambria, serif; font-size: 11pt;">and </span><span style="font-family: Cambria, serif;">the</span><span style="font-family: Cambria, serif; font-size: 11pt;"> incumbent </span><span style="font-family: Cambria, serif;">government </span><span style="font-family: Cambria, serif; font-size: 11pt;">lost </span><span style="font-family: Cambria, serif;">twice during </span><span style="font-family: Cambria, serif; font-size: 11pt;">Ford</span><span style="font-family: Cambria, serif;"> and </span><span style="font-family: Cambria, serif; font-size: 11pt;">Sr. Bush</span><span style="font-family: Cambria, serif;"> regime. </span><span style="font-family: "Cambria","serif"; font-size: 11.0pt; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·</span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: Symbol; mso-ansi-language: EN-US; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="font-family: 'Times New Roman'; font-size: 7pt;">
</span></span><!--[endif]--><span style="font-family: Cambria, serif;">Similarly, when there
was a situation in which higher unemployment r</span><span style="font-family: Cambria, serif; font-size: 11pt;">ate </span><span style="font-family: Cambria, serif;">prevailed </span><span style="font-family: Cambria, serif; font-size: 11pt;">than the </span><span style="font-family: Cambria, serif;">p</span><span style="font-family: Cambria, serif; font-size: 11pt;">revious </span><span style="font-family: Cambria, serif;">a</span><span style="font-family: Cambria, serif; font-size: 11pt;">dministration</span><span style="font-family: Cambria, serif;">, </span><span style="font-family: Cambria, serif; font-size: 11pt;">the incumbent </span><span style="font-family: Cambria, serif;">Presidents Ronald Reagan & </span><span style="font-family: Cambria, serif; font-size: 11pt;">Clinton </span><span style="font-family: Cambria, serif;">won twice </span><span style="font-family: Cambria, serif; font-size: 11pt;">and the incumbent </span><span style="font-family: Cambria, serif;">President Ford </span><span style="font-family: Cambria, serif; font-size: 11pt;">lost</span><span style="font-family: Cambria, serif;"> the elections. </span><span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-font-family: Calibri;">Franklin D.
Roosevelt was re-elected when the unemployment rate was well into the double
digits !<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-font-family: Calibri;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-font-family: Calibri;">The most
significant contribution of this paper is that perhaps economic indicators are
not as significant as they have been portrayed. Of course, they seem to have
significant effects on the share of the popular vote. However, this research
indicates that their effects are less significant in actually determining the
winner of an election.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">In Indian scenario, the paper titled “Political Cycles in a Developing
Economy: effect of elections in the Indian States” by Stuti Khemani, Development
Research Group of the World Bank, studied the effect of state elections on the
policies of state governments in 14 major states over the period 1960-1994.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">The empirical results for fiscal policy show that election year have a negative
effect on some commodity taxes, a positive effect on investment spending, but
no effect on deficits primarily because consumption spending is reduced. With
regard to public service delivery, elections have a positive and large effect
on road construction by state public works departments!<b><o:p></o:p></b></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">In recent past, post LPG – Liberalisation, Privatisation &
Globalisation era starting 1991, the trend is fairly clear. The Narasimha Rao
Government which introduced the sweeping reforms, lost power in the 1996
general elections. In the year 2004, BJP went to election with the “India
Shining” slogan and they were again voted out! In 2009, despite the global
recession and its impact on Indian economy, the incumbent Government came back
to power as a coalition. In 2014, the way markets are moving up, it looks like
markets are aiming at a stable government to push forward the limping reforms.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Sensex which was hovering around 17,500 in August, 2013 is now in the
range of 22,500; this movement of 5,000 plus points has happened in a matter of
8 months which translates into an appreciation of about 26 %. In the month of
March alone after the announcement of the general elections, the markets have
gone up by 8 %. </span>FIIs have invested $ 6 billion in
December, 2013 quarter and more than $ 3.7 billion into equities in March
quarter. FIIs holding in Sensex companies are at an all-time high of 8 %.<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Markets generally discount the future in advance and hence, the current
upward movement may be attributed to various factors – both political and
economic – which might happen at a future date. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">The CPI based inflation which was hovering around two digits for most
part of the last two years has come down closer to 8 % range. Though IIP
numbers are not very encouraging, the Trade Deficit is under control, thanks to
lower imports of gold on account of increased import duty and consequently, the
Current Account Deficit which was looming large on us last June came down
substantially. Rupee has started stabilising and dollar is hovering around Rs.
60/-, adding some optimism into the markets. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Therefore, the current upward momentum in the markets can be attributed
to a combination of expectations for policy reforms as well as election
spending, apart from above mentioned factors. Moreover, in a bullish market,
economic or corporate fundamentals do not matter anymore. Markets will create
events to sustain the momentum. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">In March, Goldman Sachs gave a more upbeat view of Indian stocks,
changing them to “overweight” from “market weight” on the potential outcome for
the elections and improved economic fundamentals. The same international
investors who were expressing concerns about Indian economy and mentioned the
possible downgrading of India hardly about a year back have now started talking about India as an
investment destination.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">If one looks back in time, In 2004, the Sensex was down 1 % , two
months prior to elections & fell 11 % after the election verdict,
underperforming Asian indices because the BJP, which had been expected to come
to power with “India Shining” slogan, did not win. The Left support for the
Congress government pulled down markets. The PSU stocks, banks, oil companies
& capital goods makers were the top losers. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">In 2009, Sensex rose 18 % in the 2 months before elections, amidst
range of gains in Asian indices. It rallied 24 % , one month after the election
results, outperforming the Asian markets. But that was also due to the economy
coming out of a downturn on the back of a massive stimulus programme world
over. The top sectorial gainers were metals, capital goods and real estate.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">It is tough to say that economy is the only factor or even the
predominant factor in elections.</span></b><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"> There are many factors that influence voting. By giving too much
weight to economic outcomes, we may run the risk of oversimplifying matters. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Since there isn’t strong empirical evidence to suggest that economic
growth & reforms-oriented policies lead to favourable electoral outcomes,
the government would always lack the incentive to push policies that are
perceived to be politically sensitive, such as reducing subsidies or
introducing market-oriented policies.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">The BJP-led NDA, which the market probably is expecting will come to
power, also lost an election under the India Shining slogan. Therefore, BJP may
also probably be reluctant to pursue market-orientated policies in an
aggressive manner. So, it is important that investors anchor expectations to
realistic levels. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Further, opposition did not make much effort to resist populist
policies of the Government. On the contrary, they have supported costly
entitlement programs. In the recent past, both the ruling party as well as the
opposition has supported welfare schemes & subsidies to the same degree. These
programs have led to increased subsidies, price guarantees & central
provisioning. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">These policies constitute a substantial shift from the far more
pro-market policies that the BJP pursued when it led the NDA government from
1999 to 2004. For example, the BJP’s opposition to greater FDI in retail. BJP
government in Rajasthan banned FDI in retail. Does that indicate that the party
does not want India to open up further to foreign investment, or is it merely
political posturing?<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Whoever was in power, last 30 years, India’s average growth rate has
been about 6 % irrespective of reforms. Today, India is on the downside of the
cycle, with growth below 5 %. Some rebound is likely as the U.S. economy is in
the upswing. But it is important for us to undertake legal & regulatory
reform and build capacity if growth is going to be sustained. Therefore, a lot
of effort will be required on the part of the government to bring back
investments and growth on track. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Economic environment may not change immediately after the formation of
a new government, though sentiments will turn positive, at least in the short
run. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Corporate India believes that the country's economy could resurge to
grow 6.5% this year if a strong reform-minded stable government comes to power.
But a 'business as usual' approach by a coalition could mean growth lingering
at current levels or improving moderately, while, a fractured mandate could
trigger panic in an already subdued economy.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">If the market is expecting a change of government at the centre, it
probably needs to contain its excitement & expectations. Looks like even if
NDA comes to power, as is widely expected, it may not lead to a major shift in
the policy framework. New Government may
not be looking at a major overhaul of economic policy, but might look for minor
modifications that would lead to better outcomes. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Of course, with a
stable government at the Centre, investment sentiment will certainly
improve, GDP may grow at least 1 %
higher than average and inflation may shoot up again closer to double digits. Rupee
might appreciate a bit or stabilize around current levels as FDI & FII
money flow in.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Moot question now is, do you invest in the markets now? We have to look
at markets beyond elections. </span><span style="font-family: Cambria, serif;">The new Government have to address structural flaws in the current
system. Fixing these problems requires creating new policy frameworks, writing
new laws and then implementing them. These things can’t be done in a day. </span><b><span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Hence, wait and
watch; Caution needed!</span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: Latha; mso-bidi-theme-font: major-bidi; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: major-fareast; mso-font-kerning: 12.0pt; mso-hansi-theme-font: major-latin;">Please remember<b><i>,
a strong pre-election correction has led to a stronger upward movement, post elections!
Similarly, a strong pre-election rally rarely sustained post-election! But, “Is
it different this time?</i></b> Only time can tell !</span><span style="font-family: Cambria, serif;"> </span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Cambria, serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: right;">
<span style="font-family: Cambria, serif;"><i>- Presented at CFA Institute Chennai Chapter and published in the Hindustan Chamber of Commerce Monthly.</i></span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-57871847128879017572013-11-26T08:31:00.001-08:002013-11-26T08:31:54.030-08:00Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-19202060275914144872013-08-20T02:16:00.002-07:002015-10-26T23:58:12.325-07:00A MATTER OF TRUST !<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://2.bp.blogspot.com/-Sgq5XOHtw-A/UhMyUHuLKLI/AAAAAAAAD8c/nFZC8tAsO94/s1600/HSBC.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="210" src="http://2.bp.blogspot.com/-Sgq5XOHtw-A/UhMyUHuLKLI/AAAAAAAAD8c/nFZC8tAsO94/s320/HSBC.png" width="320" /></a></div>
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
<div style="text-align: justify;">
<span style="font-size: large;"><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Skeptics have raised doubts over the trust’s management of its physical gold, with questions over how much is actually held. HSBC, the custodian, is very secretive regarding its vault. Earlier this year, </span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">CNBC’s Bob Pisani</span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> was allowed to see the vault only after surrendering his cell phone and taken in a van with blacked out windows to an undisclosed location. Once in the vault, Pisani held up a gold bar and explained they were all numbered and registered. Astutely, </span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">ZeroHedge</span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> noted the bar Pisani held up was missing from the </span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">current bar list</span></i><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">, fueling further speculation and skepticism.<o:p></o:p></span></i></span></div>
<div style="text-align: justify;">
<i><span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></i></div>
<div style="text-align: justify;">
<i><span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Toussaint defends GLD by noting they are regulated by the SEC. “We are filing 10-Qs [quarterly reports with the SEC], on a regular basis,” he said. <o:p></o:p></span></i></div>
<div align="right" style="margin-left: 36.0pt; mso-list: l0 level1 lfo1; text-align: right; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-size: large;"><span lang="EN" style="font-family: "Verdana","sans-serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-bidi-font-family: Verdana; mso-bidi-font-style: italic; mso-bidi-font-weight: bold; mso-fareast-font-family: Verdana;">-<span style="font-family: 'Times New Roman';"> </span></span><!--[endif]--><b><i><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">An article on SPDR Gold ETF, by Augustino Fontevecchia, in Forbes, in the year 2011<o:p></o:p></span></i></b></span></div>
<div style="text-align: justify;">
<span style="font-size: large;"><br /></span></div>
<div style="text-align: justify;">
<b><span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></b></div>
<div style="text-align: justify;">
<span style="font-size: large;"><b><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">SPDR Gold Shares</span></b><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> claims that they are the world’s largest gold ETF ( Exchange Traded Fund ) backed by physical gold. It is listed and traded on the premier stock exchanges around the world, including Singapore, Hongkong, Tokyo and New York, since 2004. </span><span style="font-family: Cambria, serif;">Total stock of gold in this trust is more than 900 Tonnes according to its website, valued close to USD 40 billion – which is updated on a weekly basis, regularly! It does not end there. . .</span></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span style="font-size: large;"><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Their website also provides the information on where this gold is stored: “</span><span style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">The gold bullion is held by the Custodian, HSBC Bank USA, in its London vault or in the vaults of sub-custodians” says the website. <o:p></o:p></span></span></div>
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<span style="font-family: "Cambria","serif"; font-size: large; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">They infact, publish the actual stock of gold held on this account, by providing the detailed Gold Bar List, which – hold your breath - runs into 1304 pages! The list contains the exact details of the original Bar Number, Name of the Refiner, Gross/Net weight of each Bar of gold along with the total stock held by them as on that date. This list is updated on a daily basis and displayed in their website. ( see above pic. )<o:p></o:p></span></div>
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<span style="font-family: Cambria, serif; font-size: large;">They go one step further and get this stock held by the custodian certified on a periodical basis by a third party! “Inspectorate International Limited” verifies them and certifies the stock, quality and quantity, independently. A complete bar count is done once a year and a second round of random sample count is done in the same year. A certificate to this effect is issued by them and displayed on the website of this Trust for the benefit of the investors. ( see pic. below ):</span></div>
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<a href="http://3.bp.blogspot.com/-W9eld3Tdnd0/UhMy4RelYdI/AAAAAAAAD8k/61iNfz-m9-s/s1600/SPDR.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" height="320" src="http://3.bp.blogspot.com/-W9eld3Tdnd0/UhMy4RelYdI/AAAAAAAAD8k/61iNfz-m9-s/s320/SPDR.png" width="218" /></span></a></div>
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<span style="font-size: large;"><span style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-no-proof: yes;"><!--[if gte vml 1]><v:shape id="Picture_x0020_2" o:spid="_x0000_i1025"
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<span style="font-size: large;"><span style="font-family: Cambria, serif;"> “</span><b style="font-family: Cambria, serif;">Doubt ! Like faith, it can be a unifying force”</b><span style="font-family: Cambria, serif;"> is the popular dialogue of the character Father Flynn in the movie “Doubt”. The investing public is alike, world over. We all make same mistakes, again and again. We put our faith on the Regulators & Governments for things they may not be directly responsible, legally speaking.</span></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">For example, SEBI never values the shares of the Companies prior to IPO or certifies the IPO price in any way. SEBI has repeatedly clarified this in many forums and in media. But, go to any nook and corner of India – investors will invariably pounce on SEBI for allowing such IPOs at high premiums. In a way it makes one think that we all need scapegoats, not money! We simply want to pass the buck. </span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span style="font-size: large;"><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><o:p></o:p></span><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">The latest episode is NSEL; enough is spoken and written about it. Now it is finally upto the Exchange, Regulator and the Government to sort out the issue. E – Series is an excellent product and well designed to cater to the needs of the small investor in semi-urban and rural areas. My wish is , it should not be left to die. But the current issue is more to do with the other product traded in NSEL on paddy and other commodities. <o:p></o:p></span></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Lets not forget for a moment that there was always an element of risk attached to the contracts traded by NSEL though it was projected as a risk free transaction which gives an assured return, by the market players. The regulator and regulations were always a grey area since beginning in this case. But, probably the “over-regulated” capital markets made many operators and financiers to take refuge in this product, which was very attractively packaged. <o:p></o:p></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Brokers and investors are now asking the Government to redo the “Sathyam Act” again in order to gain the investor faith. Lets wait and see. Government is now taking corrective steps. Somehow, that reminds us of the police men who arrive in the climax of the movie, after everything is over. But, better late than never, as it is a matter of trust!<o:p></o:p></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<b><span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></b></div>
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<span style="font-size: large;"><b><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> Our</span></b><span lang="EN" style="font-family: "Cambria","serif"; font-size: 8.0pt; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> main concern at this juncture, is on the other product which is traded on the Stock Exchange platform. Gold ETF! Now don’t press the panic button and call your broker to sell all the stock of gold ETFs you have in your demat account. It is just a word of caution, to have a proper balanced asset allocation while investing, so that any such failure will not affect your portfolio in a big way. <o:p></o:p></span></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">There are 14 gold ETFs trading in NSE/BSE. As per BSE website, total ETFs Assets Under Management is close to Rs. 14,000 Crores as of December 2012, out of which 88 % is in Gold ETFs! Majority of this AMCs are backed or promoted by private banks/corporates and PSUs like SBI & UTI account for less than 40 %. <o:p></o:p></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> A glance at many of these AMCs” websites tells you a different story, totally in contrast to the website of SPDR Gold Shares ETF. None of these AMCs have uploaded the exact stock of gold bars they have as on date against the outstanding ETFs and/or the inspection certificate. Even if they claim they have done it, we need Sherlock Homes to find it out for us. May be it is not mandated to display it prominently, we do not know. But to an average investor who is scared of stock markets and put in his small savings into the Gold ETF, the disclosure could be much more transparent than it is now, if we want to instill confidence in his/her mind. <o:p></o:p></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">It is high time that the Exchanges and the Regulator mandate the AMCs of these ETFs to upload the Stock List on a daily basis and the third party Inspection Certificate done by an independent agency on a quarterly basis, prominently in the first page of their respective websites. Surprise inspection by the Exchanges and the Regulator at frequent intervals also will boost the confidence of the investors.<o:p></o:p></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"><br /></span></div>
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<span lang="EN" style="font-family: "Cambria","serif"; font-size: large; line-height: 115%; mso-ansi-language: EN; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">As of now everything seems to be alright with the Gold ETFs. But, let us not wake-up late every time, after the problem erupts. Let us take pro-active measures so that an excellent product is not misused and investors chased away from it!</span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-3647994425022630512013-07-26T01:47:00.001-07:002013-07-26T01:47:16.432-07:00<div class="separator" style="clear: both; text-align: center;">
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<h2 style="text-align: center;">
<span style="font-family: Georgia,"Times New Roman",serif;"><b><span style="font-weight: normal;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">How does Timeshare Investments fall under the </span></span></b></span></h2>
<h2 style="text-align: center;">
<span style="font-family: Georgia,"Times New Roman",serif;"><b><span style="font-weight: normal;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">SEBI"s CIS Regulation, 1999 ?</span></span></b></span></h2>
</div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="line-height: 150%; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-language: EN-IN;"><span style="mso-list: Ignore;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">I<i>f we examine the provisions, it falls very much under the
definition of <span style="mso-spacerun: yes;"> </span>CIS Regulations, 1999. Let us see what the Regulation says and how it applies to Timeshare investments:</i></span><span lang="EN-US" style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">Under the Regulations, a Collective Investment Scheme is
any scheme or arrangement, which satisfies the conditions, referred to in<b>
sub-section (2) of section 11AA of the SEBI Ac</b>t. </span></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
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<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="color: windowtext; mso-bidi-font-family: Latha;">Any scheme or arrangement
made or offered by any company under which,— </span></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><i><span style="color: windowtext; mso-bidi-font-family: Latha;">(i) the contributions, or <b>payments
made by the investors</b>, <b>by whatever name called</b>, <b>are pooled and
utilized for the purposes of the scheme</b> or arrangement; </span></i></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><i><span style="color: windowtext; mso-bidi-font-family: Latha;">(ii) t<b>he contributions or
payments are made to such scheme or arrangement by the investors with a view to
</b>receive profits, <b>income,</b> produce or<b> property</b>, whether movable or<b>
immovable</b>, from such scheme or arrangement; </span></i></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="Default" style="line-height: 150%; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><i><span style="color: windowtext; mso-bidi-font-family: Latha;">(iii) <b>the property,
contribution or investment forming part of scheme or arrangement, whether
identifiable or not, is managed on behalf of the investors;</b> </span></i></span></div>
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<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><i><span style="font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Latha;">(iv) <b>the investors do not have day-to-day
control over the management and operation of the scheme or arrangement.</b></span></i></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="color: blue;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><b><i><span style="font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Latha;">In case of timeshare, the payments made by the
investors are pooled and utilised for the purpose of the scheme, with a view to
receive a part of the property and the income & benefits arising out of it. </span></i></b></span></span><br />
<br />
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><b><i><span style="font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Latha;"><span style="color: blue;">The property / investment is managed on behalf of the investors by the timeshare
company or its associate company formed for this specific purpose and the
investors do not have day-today control over the management and operation of
the scheme.</span> </span></i></b></span></div>
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<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><b><i><span style="font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Latha;">Therefore, timeshare is a Collective Investment
Scheme under the SEBI Regulations and these companies fall under these
Regulations. </span></i></b></span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-left: 54.0pt; mso-add-space: auto; tab-stops: 58.5pt; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-left: 18.0pt; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: 58.5pt; text-align: justify; text-indent: -18.0pt;">
<br />
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-size: 7pt; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Moreover,
Investment in Timeshare is not specifically excluded under the scheme;</span></b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"><b> </b>As per the CIS Regulation, The
<b>following do not constitute a CIS</b>: </span></span></div>
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<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement made or offered by a
co-operative society or a society being a society registered or deemed to
be registered under any law relating to co-operative societies for the
time being in force in any State; </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement under which deposits
are accepted by non-banking financial companies </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement being a contract of
insurance to which the Insurance Act, applies; </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement providing for any
Scheme, Pension Scheme or the Insurance Scheme framed under the Employees
Provident Fund and Miscellaneous Provisions Act, 1952 </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement under which deposits
are accepted under section 58A of the Companies Act, 1956 (1 of 1956); </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement under which deposits
are accepted by a company declared as a Nidhi or a mutual benefit society
under section 620A of the Companies Act, 1956 (1 of 1956); </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement falling within the
meaning of Chit business as defined in clause (d) of section 2of the Chit
Fund Act, 1982 (40 of 1982); </span></span></li>
<li class="MsoNormal" style="line-height: 150%; mso-list: l1 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">any scheme or arrangement under which
contributions made are in the nature of subscription to a mutual fund; </span></span></li>
</ol>
<div class="MsoNormal" style="line-height: 150%; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;">
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-language: TA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"><i>Obviously timeshare investment
is not a FD with a NBFC, Pension Scheme, Insurance Scheme, Nidhi or Mutual Fund,
as mentioned above. It is not forming part of the list of specific exclusions.</i> </span></span><br />
<br />
</div>
<div style="border-bottom: solid windowtext 1.0pt; border: none; mso-border-bottom-alt: solid windowtext .5pt; mso-element: para-border-div; padding: 0cm 0cm 1.0pt 0cm;">
<div class="MsoNormal" style="border: none; line-height: 150%; mso-border-bottom-alt: solid windowtext .5pt; mso-padding-alt: 0cm 0cm 1.0pt 0cm; padding: 0cm; tab-stops: 58.5pt; text-align: justify;">
<span style="font-family: Georgia,"Times New Roman",serif;"><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Therefore, it is clearly evident from the above
definitions explanations that, these investments very much come under the
SEBI’s CIS Regulations, 1999.</span></b></span><br />
<br />
<span style="font-family: "Helvetica Neue",Arial,Helvetica,sans-serif;"><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><span style="font-family: Georgia,"Times New Roman",serif;">Since it ( is not specifically excluded from the Regulation and ) fits into every explanation / defenition of a CIS, it is high time these investments are regulated in order to save lakhs of investors !</span> </span></b></span></div>
</div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com2tag:blogger.com,1999:blog-6490818857465460473.post-46644219192383195292013-07-21T14:29:00.000-07:002013-07-21T14:45:58.778-07:00<h2 align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="color: #3d85c6;"><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Why
should </span></b><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">THE TIMESHARE INDUSTRY </span></b><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"> </span></b></span></h2>
<h2 style="text-align: center;">
<span style="color: #3d85c6;"><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">be brought under the </span></b></span></h2>
<h2 class="MsoNormal" style="line-height: 150%; text-align: center;">
<span style="color: #3d85c6;"><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"> </span></b><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">SEBI’s COLLECTIVE INVESTMENT SCHEME REGULATIONS,
1999 </span></b><b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">?</span></b></span></h2>
<div align="center" class="MsoNormal" style="line-height: 150%; text-align: center;">
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" 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<a href="http://www.blogger.com/" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"></a><span style="color: #073763;"><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">(The website of a timeshare company claims repeatedly that "<span style="background-color: yellow;"><strong>Invest</strong></span> once at <span style="background-color: yellow;"><strong>today"s prices</strong>"</span> & "get your holidays at today"s prices-your holidays are <span style="background-color: yellow;"><strong>inflation-proof</strong></span>")</span></span></div>
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<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"> WHY SHOULD THEY BE REGULATED ?</span></div>
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<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Lakhs and lakhs of investors across
the Country are investing. </span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Huge money is collected from the
middle class and lower middle class investors.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">3.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Lots of promises are made at the time
of investment but not kept later.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">4.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">More and more money is collected
again and again every year for purposes ( for which corpus monies<span style="mso-spacerun: yes;"> </span>have been collected already in the beginning
).</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">5.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Lacks transparency and accountability
on various counts.There is no one to regulate.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">6.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Investors” money is locked and
possibly lost forever, as they do not have a structured exit option.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-left: 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">7.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Investors are lured by misleading
advertisements offering expensive gifts for investing and for referring,
leading to the likes of MLM – Multi Level Marketing.</span></div>
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<b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">The
key issues:</span></b></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Steep hike in Annual Amenities
Charges, year on year, without any basis, even where huge lump sum amounts had
been collected at the time of Original Investment itself.</span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; line-height: 150%;">Sudden
introduction of or Levy of Guest Charges in an arbitrary manner, without any logic or purpose.</span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"></span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">3.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; line-height: 150%;">Unilateral
and unjustified increase in Utility Charges at frequent intervals.</span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"></span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">4.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">No proper accounting or display of
accountability for the monies collected initially at the time of investments,
for the said purposes including the above.</span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">5.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><span style="mso-spacerun: yes;"></span>Accumulation & carry forward of holidays –
mis-interpretation of the clauses in the Agreements, to unduly benefit the
Timeshare Companies.</span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">6.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Possibility that while on the one
hand the investor is not motivated to utilize his entitlement & discouraged
by various charges, non-availability and lack of transparency, on the other hand, the Company may
be selling the same to outsiders – who are not members – in order to make hefty
profits out of such sales.</span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">7.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">More importantly, selling of the
product to the innocent/gullible investors at a lump sum price, under the guise
that it entitles them to <span style="mso-spacerun: yes;"> </span>“<b>inflation
proof”</b> holidays, has led to large scale dissatisfaction amongst the
investors.Go to the websites of some of these companies and you can see how misleading it is!</span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">8.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">When a disgruntled investor
approaches the companies for an exit option, he/she <span style="mso-spacerun: yes;"> </span>is dis-incentivised by means of various
deterrents. No proper guidance is given in a timely manner to them on the procedures to be followed to sell it. </span></div>
<div class="MsoNoSpacing" style="background: white; line-height: 150%; margin: 0cm 0cm 12pt 18pt; text-align: justify; text-indent: -18pt;">
<span lang="EN-US" style="line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">9.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">In respect of a class of Timeshare
Ownership, called <b>Property Timeshar</b>e, the initial collection is made to cover
the duration of ownership, which is beyond the lives of the original Investors.
This class comes squarely under SEBI’s Regulations as the Immovable Assets are managed
on behalf of the Investors by the Timeshare Company.</span></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">There
are many more such issues and the list is endless; the attitude of the
Companies is unthinkable. They lack responsibility as the entire money is taken
in advance from the investor in full and apparently, having already been unduly
benefited, <span style="mso-spacerun: yes;"></span>they are not bothered. </span></b></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">The
very fact that they are not regulated makes them more bold and brazen, to
commit more such acts. They are selling without enough stocks on hand. Before more investors part with their money, it is
pertinent that such Companies come under SEBI Regulations.</span></b></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<b><span lang="EN-US" style="font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">How they fall under these Regulations . . . more about it in the next installment ! </span></b></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-12493234437606912362013-07-12T04:23:00.000-07:002013-07-12T04:25:15.831-07:00TIMESHARE INVESTMENTS & STOWA <div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">STOWA - <b><span style="color: #20124d;">Securities and Timeshare Owners" Association,</span></b> headquartered at Chennai is a Not for Profit
Organisation, striving for the rights of different types of Investors, for more
than 15 years.</span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-Wgf2rzdccqo/Ud_msoveDUI/AAAAAAAADj8/SeDP1jnoUrA/s1600/DSC04698.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="http://1.bp.blogspot.com/-Wgf2rzdccqo/Ud_msoveDUI/AAAAAAAADj8/SeDP1jnoUrA/s320/DSC04698.JPG" width="320" /></a></div>
<span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;"></span><br />
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;"><span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;"><br /></span></span></div>
<span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;"></span><br />
<div style="text-align: justify;">
<span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;"><span style="font-family: Cambria, serif;">We have been organizing various awa</span><span style="font-family: Cambria, serif; font-size: 12pt; line-height: 150%;">reness programs for the
benefit of the small & retail investors independently and jointly with
Organisations like the Hindustan Chamber of Commerce, The Chartered Accountants
Study Circle, Madras Stock Exchange Ltd and various other Organisations.</span></span></div>
<span style="font-family: Cambria, serif; font-size: 16px; line-height: 24px;">
</span><br />
<div class="MsoNoSpacing" style="line-height: 150%;">
<div style="text-align: justify;">
<br /></div>
</div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">During the last few years, we have
been receiving numerous letters from a large number of Investors, complaining
about the way of functioning of a few Timeshare Companies. Investors have put
in their hard earned savings based on the assurances given by these Companies. </span></div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">However, most of these promises have not been kept, after the investors have
parted with their money. Crores and Crores of Rupees have been collected this
way through misleading promos and advertisements, and the application of such funds needs to be
probed, as these Companies come back to the Investors again & again to collect money as AMC, ASF, Guest Fee, Utility Charges, etc. <o:p></o:p></span></div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<br /></div>
<br />
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">We have prepared a separate note,
listing out the need for regulating this sector and reasons to bring it under
the SEBI”s CIS Regulations, 1999. We were given to understand that even as on date, such
Companies very well fall under the jurisdiction of SEBI, as per the said Regulations and hence, it is time to act and save the investor and his investments!</span></div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;"><br /></span></div>
<div class="MsoNoSpacing" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "Cambria","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">More on it . . . later ! <o:p></o:p></span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-51719281953689783032013-06-24T09:55:00.001-07:002013-06-24T09:55:57.698-07:00INVESTING IN INVESTOR AWARENESS !<div class="MsoNormal" style="text-align: justify;">
<i><span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">“Financial
literacy and financial inclusion are integral to each other and are important
because they are integral to attacking poverty. They are two elements of an
integral strategy; while financial inclusion provides access, financial
literacy provides awareness”. <o:p></o:p></span></i></div>
<div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><br /></span></div>
<div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">-
Dr. D. Subbarao, Governor, RBI at the RBI-OECD-World Bank Regional Conference
on Financial Education in New Delhi. <o:p></o:p></span></div>
<div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://2.bp.blogspot.com/-YoEdwpeeTFg/Uch5m1Iu2aI/AAAAAAAADgg/qoO04FMsRLA/s1600/20130615_165629.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="239" src="http://2.bp.blogspot.com/-YoEdwpeeTFg/Uch5m1Iu2aI/AAAAAAAADgg/qoO04FMsRLA/s320/20130615_165629.jpg" width="320" /></a></div>
<div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><br /></span></div>
<div align="right" class="MsoNormal" style="text-align: right;">
<br /></div>
<div class="Default" style="line-height: 115%; text-align: justify;">
<span lang="EN-US" style="font-family: "Calibri","sans-serif"; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">RBI in its letter dated January 20, 2011, addressed to the Chairman of
all regional rural Banks, has conveyed that </span><span style="font-family: "Calibri","sans-serif"; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">banks should make ‘investor
awareness’ as one of the agenda items in their periodical meetings with their
customers at semi urban/rural branches so that more people are covered under
the programme. But are they accountable and if so, to whom? is there a
periodical report on the utilisation of the specific funds earmarked for this
purpose? May be there. But the average investor for whom it is meant, may not be
aware of it. <o:p></o:p></span></div>
<div class="Default" style="line-height: 115%; text-align: justify;">
<br /></div>
<div class="Default" style="line-height: 115%; text-align: justify;">
<span style="font-family: "Calibri","sans-serif"; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">Take a look
at the numerous “Funds” created for “protecting” the investors and creating “awareness”,
from the investors” money:<o:p></o:p></span></div>
<div class="Default" style="line-height: 115%; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">By the Ministry of Corporate Affairs, Government of
india<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Education and Protection Fund, MCA, GOI<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">By the Regulator:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Protection and Education Fund, SEBI<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">By the Stock Exchanges:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Protection Fund, NSE<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">b.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Protection Fund, BSE<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">By the Depositories:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">a.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Protection Fund, NSDL<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">b.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Investor Protection Fund, CDSL<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">By numerous Regional Stock Exchanges – RSEs<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">These funds are
created out of own funds, contribution from Government and various other sources
including the contribution from:<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><br /></span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="margin-left: -5.4pt; mso-cellspacing: 0cm; mso-padding-alt: 0cm 0cm 0cm 0cm; mso-yfti-tbllook: 1184; width: 101%px;">
<tbody>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(a)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">amounts in the unpaid
dividend accounts of companies; <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(b)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: 9.0pt; mso-margin-top-alt: auto; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">the application moneys received by companies for allotment of any
securities and due for refund;<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(c)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">matured deposits with
companies; <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(d)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">matured debentures with
companies; <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(e)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: 9.0pt; mso-margin-top-alt: auto; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">the interest accrued on the amounts referred to in clauses (a) to (d); <o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(f)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: 9.0pt; mso-margin-top-alt: auto; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">grants and donations given to the Fund by the Central Government, State
Governments, companies or any other institutions for the purposes of the
Fund;<o:p></o:p></span></div>
</td>
</tr>
<tr>
<td style="border: none; mso-cell-special: placeholder; padding: 0cm 0cm 0cm 0cm;" width="1%"><div class="MsoNormal">
<br /></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 3.96%;" valign="top" width="3%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">(g)<o:p></o:p></span></div>
</td>
<td colspan="2" style="padding: 0cm 0cm 0cm 0cm; width: 94.86%;" width="94%">
<div class="MsoNormal" style="margin-bottom: 9.0pt; mso-margin-top-alt: auto; text-align: justify;">
<span style="font-size: 12.0pt; line-height: 115%; mso-bidi-font-family: Calibri; mso-bidi-language: TA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;">the interest or other income received out of the investments made from
the Fund<o:p></o:p></span></div>
</td>
</tr>
<tr style="height: 37.85pt; mso-row-margin-right: 3.72%; mso-yfti-irow: 7; mso-yfti-lastrow: yes;">
<td colspan="3" style="height: 37.85pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 96.28%;" valign="top" width="96%">
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">Securities
and Exchange Board of India (SEBI) has issued SEBI (Depositories and
Participants) (Amendment) Regulations, 2012 on 11th September, 2012. According
to these Regulations, Depositories are required to establish and maintain an
Investor Protection Fund (IPF) for the protection of interest of the
beneficial owners and every depository is required to credit twenty 5 % of
its profit to Investor Protection Fund. The norms towards contribution to and
the utilisation of IPF are yet to be specified.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">During the
quarter ended 31st March, 2013 NSDL has calculated IPF contribution of Rs. 8.63
lakhs being 25% of the annual profits of the company before tax, available
after making such contribution.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">CDSL has
transferred Rs. 13.26 Crores to the IPF in 2012-13 as per their website.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">Stock
Exchanges do collect and transfer to this Fund. It is estimated to be in the
region of Rs. 1,000 Crores. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">These Funds
are supposed to be used for the following purposes among various other
related purposes:<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">1) The Fund shall be utilised for the purpose of
protection of investors and promotion of Investor education and awareness in
accordance with these regulations.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">(2) Without prejudice to the generality of the object
in sub-regulation (1), the Fund may be used for the following purposes,
namely:-<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">(a) educational
activities including seminars, training, research and publications, aimed at
investors;<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">(b) awareness programmes
including through media - print, electronic, aimed at investors;<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">(c) funding
investor education and awareness activities of Investors’ Associations recognized
by the Board;<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;">(d) aiding
investors’ associations recognized by the Board to undertake legal proceedings
in the interest of investors in securities that are listed or proposed to be
listed;</span><span style="font-size: 12pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-bidi-language: TA;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;"> The Corpus of Rs 1,000 plus Crores can
generate revenue of Rs.100 Crores per annum approximately, which translates
to Rs. 8 Crores per month. <b><i>There are many ways this money can be
utilised more productively to reach out to a large number of investors, with
Rs 25 lakhs to spend on a daily basis!</i></b> <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<span style="font-size: 12pt; line-height: 115%;">Conducting
investor awareness camps & programs is one way of spreading knowledge.
However, invariably it ends up reaching out to the same set of audience, who
get bored after a couple of meetings and stop coming. Those who come, look
for investment “tips” from the “expert” speaker, than knowledge. What are the
other ways this money could be effectively utilised?<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-align: justify; text-autospace: none;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-size: 12pt; line-height: 115%;">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span style="font-size: 12pt; line-height: 115%;">A huge <b>online library</b> on investment books.
E-books, Journals, magazines, research papers, etc may be created for the
benefit of the registered user/investor, free of cost. This will be useful
for the younger generation, students, teachers, researchers, house wives,
businessmen, retired people, alike. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<span style="font-size: 12pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-size: 12pt; line-height: 115%;">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span style="font-size: 12pt; line-height: 115%;">The investor Associations may be encouraged to come out
with better ways to reach out to potential investors in untapped areas. More
money should be spent on continuous basis to create, update, sustain and run
the website –both in English as well as Vernacular. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<span style="font-size: 12pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-size: 12pt; line-height: 115%;">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><b><span style="font-size: 12pt; line-height: 115%;">Technology</span></b><span style="font-size: 12pt; line-height: 115%;"> may be used to reach out to maximum number
of investors at low cost. SEBI, NISM and Exchanges have started this. But
there is a long way to go. Simple educational materials can be uploaded in <b>You
Tube </b>and<b> Face Book</b> to reach the genext. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<span style="font-size: 12pt; line-height: 115%;"><br /></span></div>
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<!--[if !supportLists]--><b><span style="font-size: 12pt; line-height: 115%;">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><span style="font-size: 12pt; line-height: 115%;">Lot of <b>Audio – Visual</b> material can be developed
in regional languages, to reach out to the <b>young audience in schools &
colleges.<o:p></o:p></b></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<span style="font-size: 12pt; line-height: 115%;"><b><br /></b></span></div>
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<!--[if !supportLists]--><span style="font-size: 12pt; line-height: 115%;">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">
</span></span><!--[endif]--><span style="font-size: 12pt; line-height: 115%;">Every school & college can be empowered to have a <b>Finance
Club / Stock Lab,</b> with the necessary infrastructure, books, short films,
audio books, etc with Trained Teachers. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<span style="font-size: 12pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-layout-grid-align: none; mso-list: l1 level1 lfo2; text-align: justify; text-autospace: none; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><i><span style="font-size: 12pt; line-height: 115%;">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-style: normal; font-weight: normal; line-height: normal;">
</span></span></i></b><!--[endif]--><b><i><span style="font-size: 12pt; line-height: 115%;">Finally, there should be a strict ban on
conducting Investor Awareness Programs in any Star Hotels! <o:p></o:p></span></i></b></div>
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<span style="font-size: 12pt; line-height: 115%;">The basic
purpose is to reach out effectively to a large number of new investors at
lower cost per investor. Creating a responsible investor is the key to any
financial markets and it certainly adds to the depth and breadth of the
market, steadily over a period of time. <b>Money is there, everywhere. It’s
not at all an issue.</b> Concerted,
dedicated and well-co-ordinated effort is the need of the hour from all the
Governmental agencies and Exchanges to achieve this end. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">* * * * *<o:p></o:p></span></div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-55330962012132805392013-05-06T02:18:00.002-07:002013-05-06T02:20:27.657-07:00REINVENT THE RETAIL INVESTOR !<div style="text-align: justify;">
Indian Industry needs cheaper capital to survive and be cost effective, in order to tide over the current slowdown in the markets. Indian Investor is seeking a reasonably better return to beat the current double digit inflation. Only a healthy equity market will be the meeting point for both of them, with the US recovery and gold bleeding. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
Money will be available for the industries at reasonably low cost and better return is possible for the small & retail investor, if a few basic issues are addressed.
The BSE IPO Index has crashed and majority of the IPOs in the last 5 years are trading below their issue price. IPOs are not giving better returns to the investor as they are either priced extremely higher or markets fall continuously without any respite.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
The very fact that the return is not guaranteed in stock markets itself, chases away majority of the investor though they understand the rules of the game. As we all know, less than 2 % of Indian public invest in equity. In such a scenario, the extreme volatilities also cause panic and add to the exit of investors from the markets.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
It’s a well-known fact that the small & retail investors are not responsible for these extreme volatilities. The high volume trades by the big investors, particularly the jobbers, traders, hedge funds and probably the FIIs may be the cause for such extreme volatilities. The introduction of automated algo trading systems and co-location facilities which probably gives discriminating advantages to the moneyed section, are much debated and controversial topics.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
In the long term, overdependence on the FIIs and a few top brokers for our market stability (& liquidity ) may not be good for our country. It has to be broad based in order to penetrate the nooks and corners of the Country.
The bottom line is that, while small investors who invest hardly a few thousand rupees in the market are put to unnecessary harassment, big investors get away with bare minimum formalities – most of the times. This should change and small investors should be made to feel comfortable and ease with the risks associated with the markets. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
Entry procedure should be more simplified.
Look at the steps one small investor has to go through to take a big risk & invest in a market which does not guarantee him even the capital:
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
I. Open a Trading Account with a SEBI Registered Stock Broker, for which he needs:
</div>
<div style="text-align: justify;">
i. Passport size photo
</div>
<div style="text-align: justify;">
ii. PAN Card
</div>
<div style="text-align: justify;">
iii. ID Proof
</div>
<div style="text-align: justify;">
iv. Address Proof
</div>
<div style="text-align: justify;">
v. Bank Account – A Cancelled Cheque leaf
</div>
<div style="text-align: justify;">
vi. Proof of Demat Account
</div>
<div style="text-align: justify;">
vii. Account opening charges anywhere between Rs 100/- to Rs. 500/-
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
II. Demat Account: In order to open a Trading Account with a stock broker, he needs to have a Demat A/C with a DP, for which he needs the following documents:
</div>
<div style="text-align: justify;">
i. Passport size photo
</div>
<div style="text-align: justify;">
ii. PAN Card
</div>
<div style="text-align: justify;">
iii. ID Proof
</div>
<div style="text-align: justify;">
iv. Address Proof
</div>
<div style="text-align: justify;">
v. Bank Account – A Cancelled Cheque leaf
</div>
<div style="text-align: justify;">
vi. Account opening charges Rs 100/- to Rs. 500/-
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
III. Therefore, for opening a Demat Account with a DP, he needs a Bank Account, for which he needs the following documents:
</div>
<div style="text-align: justify;">
i. Passport size photo
</div>
<div style="text-align: justify;">
ii. PAN Card
</div>
<div style="text-align: justify;">
iii. ID Proof
</div>
<div style="text-align: justify;">
iv. Address Proof
</div>
<div style="text-align: justify;">
v. Minimum balance of Rs. 5,000/- or so.</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
IV. To open a Bank Account you need a PAN card for which you need the following documents again:
</div>
<div style="text-align: justify;">
i. Passport size photo
</div>
<div style="text-align: justify;">
ii. ID Proof
</div>
<div style="text-align: justify;">
iii. Address Proof
</div>
<div style="text-align: justify;">
iv. Charges around Rs 100/- to Rs. 150/-
</div>
<div style="text-align: justify;">
<br />
V. How to get an Address Proof for an old lady/housewife who does not know to drive or never travels abroad, like :
</div>
<div style="text-align: justify;">
i. Driving License
</div>
<div style="text-align: justify;">
ii. Passport
</div>
<div style="text-align: justify;">
OR Voter ID card & Ration Card – which is highly difficult to decipher
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
At the outset, it may look simple for the city bred or the people in the market; but for the new entrant from semi urban areas and women, it’s a nightmare. Inspite of going through such extensive process which is hard to understand for many people in India, most of them lose money. If that is the case, who will invest in Indian markets. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
A retired officer who held very senior positions in the Government was very proudly boasting - in an investor awareness program - that he has never invested even a single rupee in the equity markets in his life and he never will - for reasons best known to him. It is his personal choice and one cannot comment about it. However, it reflects the attitude of most of the people towards the markets. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
In my opinion, the Government should insist on every officer of reasonably senior cadre to invest a small part of their savings in equity or funds consisting basically of shares of PSUs. It goes without saying that, this will certainly improve many things for the betterment of the public!
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
The typical solution we give to these retaIL investors is “take the Mutual Fund” route – as though it is a all-in-one remedy for all the investor woes. The statistics proves that most of the mutual funds are either giving negative returns or returns not matching even the inflation, over longer periods of time. This is more misleading than investing in the direct equity, which clearly specifies the risks involved atleast. MF again, is meant for the learned investor.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
The Small and Medium Brokers from RSEs, who used to take care of the interest of the retail investors for many decades, were systematically driven out.
It is unfashionable today, to talk about the relevance of the SMBs ( but not SMEs, as it is inclusive growth & fashionable! ). The SMBs were rarely the cause for any systemic risks in the past. It was always some of the big players who were responsible. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
The fact of the matter is, retail investor is simply ignored by the volume players as they don”t add to their bottom-line in a big way.
This will only lead to the remaining equity investors also losing faith in the markets and move on their investments to unproductive assets like gold and other physical assets – where the KYC norms are either liberal or altogether absent. In this process, the overall economic growth of our Country and associated benefits like wealth creation likely to be enjoyed by a small set of FIIs and might move out of the country anytime in the future.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
What should be done to save the situation? What is needed is not the “top down” approach but “bootom-up” approach.
To start-with, the procedures for investing by small investors should be simplified as everything is routed through cheque. For example,
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
i. Anybody who has a demat account should be allotted a UID & permitted to trade through any SEBI Registered Broker without any further registration process, like the OTCEI days of early 1990s. KRA is not exactly serving this purpose and it is now, one more addition to the existing forms.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
ii. Demat A/C should be opened simply based on the Bank A/C without insisting on any other attachments or proofs.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
iii. BANK A/C should be opened only based on PAN Card without insisting on any other attachments.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
iv. All the forms should be bi-lingual – in English as well as vernacular.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
v. Investors should never be insisted to give their networth statement or income proof on a regular basis; It is upto the IT department to catch them for any wrong doing. </div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
vi. Serious punitive action must be taken quickly against any intentional violations to deter any further malpractice in the future.
</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
The list can go on . . . . This will atleast a starting point, to some extent prevent outsiders from depleting our resources and allow the citizens of this country to enjoy the rightful fruits of their labour.</div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
( <em>This was published in the Tamilnadu Investor Digest - latest Issue</em> )</div>
Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-83569911163043175532013-04-30T04:12:00.001-07:002013-04-30T04:12:53.361-07:00டைம்ஷேர்: சொந்தச் செலவில் சூனியமா? - நாணயம் விகடன் - 2013-05-05<a href="http://www.vikatan.com/new/article.php?module=magazine&aid=31997&fb_action_ids=10200146665564044&fb_action_types=og.likes&fb_aggregation_id=288381481237582#.UX-nF4rq2NY.blogger">டைம்ஷேர்: சொந்தச் செலவில் சூனியமா? - நாணயம் விகடன் - 2013-05-05</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-52667728458258930582013-04-07T23:33:00.001-07:002013-04-07T23:33:08.336-07:00The broker goes broke | mydigitalfc.com<a href="http://www.mydigitalfc.com/news/broker-goes-broke-230">The broker goes broke | mydigitalfc.com</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-78870260974322838432013-03-30T10:43:00.001-07:002013-03-30T10:43:58.713-07:00Time-share - does it work for you? - Business Line<a href="http://www.thehindubusinessline.com/features/investment-world/timeshare-does-it-work-for-you/article4542043.ece#.UVckSGgEFaM.blogger">Time-share - does it work for you? - Business Line</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-41251350222006244082013-03-23T03:05:00.002-07:002013-03-23T08:51:38.086-07:00<div align="justify">
</div>
<div class="MsoNormal" style="margin: 0cm 0cm 10pt; text-align: justify;">
<i><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif; font-size: small;"><b>“Where to
invest in 2013 ?”</b></span></span></i></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span><i><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">“Is it the
right time to invest ?” or </span></span></i><i><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">“Will the
market be bullish in the coming year ?<span style="mso-spacerun: yes;">
</span>what is your take?“<o:p></o:p></span></span></i></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 10pt; text-align: justify;">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Some of the common
questions we frequently face in any investor meet are monotonous and repetitive.
I always wished I can “pass” these questions to the other guest speaker to
answer. Nobody is going to believe the truth – that, quite often I do not know
the exact answer! They always think I do not want to <i>share the secret</i>
with them; may be, I am a bad guy who want to keep all the tips to myself and
make tons of money in the markets! <o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Fact of the
matter is, it is high time investors understand that the typical tips alone
won”t take you closer to money. At the most, it can increase the distance
between him and money, by making him trade more!<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div align="justify">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">What is needed
is a game plan or a design or a strategy to play the market and win it most of
the times! If you have proper strategies in place to tackle the volatility, the
rest follows. In other words, expect the unexpected and you will be
automatically a high beta investor. Having said that, lets look at what kind of
strategies an investor can adopt to reduce losses and increase profits. <o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 10pt; text-align: justify;">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Lets take a
look at 2012; this was the year of traders and bond investors. High quality
bonds & debentures yielding better interest rates were offered to the
investors, with tax benefits as additional bonus. It was also the year of
fixed deposits. During the first half, banks were offering double digit
interest rates and started reducing it later. But it is most likely that we may
not see the repeat of 2012 in the coming year. Interest rates are softening and
chances are quite high that they are bound to move further southwards. So debt
is ruled out in the present form unless otherwise it is packaged attractively
and innovatively - like the Inflation Indexed Bonds. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Stock Market
was volatile – as it should be – but again, within a broader range, providing
opportunities for swing traders. Most part of the forthcoming year is also
likely to be a repeat of 2012, probably with a smart rally in the first quarter
depending upon FII alllocations. I hate to say this, but only a smart trader is
going to make money this year and investors have to be a bit more cautious.
With elections coming up in the following year, in all likelihood it will have
a populistic budget and all of us know what that perception does to the market.
Lets not forget, Market reacts in advance!<o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 10pt; text-align: justify;">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">It may be
wiser to use the initial positive rallies to book profits, atleast partially
and be in cash to grab the opportunities that may follow later due to political
situations. <o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">For those who
believe the Banking sector as a whole is a safe bet, a word of caution: SBI has
appreciated by almost 40 % in about a year during which the Sensex has
appreciated only by about 20 % or so. Though the sum-of-parts valuation makes
it look still attractive, NPA levels are going up with the likes of bad
advances to the aviation sector. The real issue is even more serious; the
actual NPA could be much higher as many loans are restructured by Banks for
various reasons! Instead a scrip like IFCI looks less harmful! <o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div align="justify">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Ramdeo Agarwal
talks about a strategy called moats - something similar to the Blue Ocean Strategy - and chooses EMCs or Economic Moat Companies
which have a strong reputation of sustained profit making track record even during
competitive times. There are lots and lots of strategies to be learnt from
others. It makes sense for us to develop a strategy which suits our risk
profile and financial needs. <o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 10pt; text-align: justify;">
<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">Asset
allocation is an excellent tool that can be used to tackle uncertain times. Instead
of a strategic asset allocation, this year, a little knowledgeable investors
can try the aggressive mode called tactical asset allocation model. While
strategic asset allocation model is by and large a static model, tactical asset
allocation model is more flexible. But it may be construed as timing the market
as the allocation changes according to the market movements.<o:p></o:p></span></span></div>
<div align="justify">
<span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">
</span><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">In a way, it
is like switching from SIP – Systematic Investment Plan to VIP - Value
Investment Plan. Rewards you better, but needs a better understanding too.<o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">The New year
is also going to usher in the new Stock Exchange; more new investment products
may be expected. Wait for them. <o:p></o:p></span></span></div>
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</span><span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">This new year,
remember one thing; let the market go anywhere. But, you must benefit from it.
Stop spending a lot of time in guessing the market and instead spend your time
on winning strategies. You will be much closer to the Mr Profit!</span></span></div>
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<span lang="EN-US" style="font-size: 8pt; line-height: 115%; mso-ansi-language: EN-US;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">( This article by me was published in the Tamilnadu Investor Association"s monthly Journal in December/January, 2013.)</span></span></div>
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Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-73659374851243633912012-09-26T22:16:00.001-07:002012-09-26T22:16:20.397-07:00The Hindu : Business / Economy : MSE to set up own trading platform<a href="http://www.thehindu.com/business/Economy/mse-to-set-up-own-trading-platform/article3938848.ece#.UGPhHR6Mr6s.blogger">The Hindu : Business / Economy : MSE to set up own trading platform</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-5954347630896474962012-09-26T22:12:00.001-07:002012-09-26T22:12:25.907-07:00Business Line : Markets / Stock Markets : Madras SE in talks with regional bourses for merger<a href="http://www.thehindubusinessline.com/markets/stock-markets/article3939070.ece#.UGPgGbpli1Q.blogger">Business Line : Markets / Stock Markets : Madras SE in talks with regional bourses for merger</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com1tag:blogger.com,1999:blog-6490818857465460473.post-18325874327194713512012-09-24T11:01:00.001-07:002012-09-24T11:01:16.292-07:00Chettiar Band, AVM To FM | Pushpa Iyengar<a href="http://www.outlookindia.com/article.aspx?282336#.UGCfrLhdqLN.blogger">Chettiar Band, AVM To FM | Pushpa Iyengar</a><br />
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Article on the business acumen of Nattukottai Chettiars in Outlook Magazine . . . .Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-45684947195783623992012-07-02T23:29:00.001-07:002012-07-02T23:29:18.844-07:00Asset Allocation - Nanayam Vikatan<iframe allowfullscreen="" frameborder="0" height="344" src="http://www.youtube.com/embed/of3Du9bqtGM?fs=1" width="459"></iframe>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-5148695581045837832012-05-06T10:18:00.000-07:002012-05-06T10:18:26.739-07:00<div style="text-align: center;">
<strong>My New Book on "Introduction to Commodities Trading"</strong></div>
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<a href="http://4.bp.blogspot.com/-ObHRmNyXGRE/T6ax6eGwEdI/AAAAAAAACZI/sg76TSmyZXs/s1600/CommoditieBookCover+(725x517)+(84x104).jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://4.bp.blogspot.com/-ObHRmNyXGRE/T6ax6eGwEdI/AAAAAAAACZI/sg76TSmyZXs/s1600/CommoditieBookCover+(725x517)+(84x104).jpg" /></a></div>
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This book is a Primer on Commodities Trading - in Tamil; The book starts with a brief introduction by <strong>Mr Ramaseshan, MD & CEO of NCDEX. </strong></div>
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It Deals with the basics of Futures & Options, trading in individual commodities including Gold, Silver, Crude, etc. Published by Vikatan. More details at <a href="http://www.vikatan.com/">www.vikatan.com</a> </div>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-65261479657770072922012-03-30T02:15:00.000-07:002013-03-23T08:56:45.029-07:00<h1 class="detail-title">
Investors told to go in for long term investment, index funds</h1>
<span class="author">Special Correspondent</span><br />
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<img alt="S.Lakshmanraman, Trading Member, Madras Stock
Exchange, speaking at an investors awareness programme in the city on Saturday. Photo: M.Moorthy" class="main-image" src="http://www.thehindu.com/multimedia/dynamic/01024/stock_1024774f.jpg" title="S.Lakshmanraman, Trading Member, Madras Stock
Exchange, speaking at an investors awareness programme in the city on Saturday. Photo: M.Moorthy" /></div>
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<span class="photo-source">The Hindu</span>S.Lakshmanraman, Trading Member, Madras Stock Exchange, speaking at an investors awareness programme in the city on Saturday. Photo: M.Moorthy</div>
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Investors in stock markets should go in for long term investment, take the systematic investment plan route, buy index funds, be selective and chose scrips with low debt, said S.Lakshmanraman, Trading Member, Madras Stock Exchange, here on Saturday.</div>
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Investors are exposed to market and unsystematic risk and the next trigger will the fourth quarter results and a reduction in interest rate by the Reserve Bank of India, he said speaking on ‘Budget 2012-13- A stock market perspective,' at an investors awareness programme organised by the Madras Stock Exchange here under the auspices of the Securities Market Awareness Campaign of SEBI.</div>
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India's long term growth story continues though we are facing headwinds such as a falling GDP, rising fiscal deficit, stubborn inflation, high interest rates and falling rupee. The prevailing environment will lead to high level of market volatility, he said.</div>
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Agriculture, fertilizer, infrastructure and power sectors would benefit from the Union Budget as it offers many concessions to these sectors, he said.</div>
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Emphasising the importance of risk management for successful investing, he advised investors to watch macro economic indicators while making investment decisions. </div>
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V.Nagappan, Director, MSE, gave an overview on ‘Investment in gold and equity through ETF,' and advised investors to go in for ETFs or e-gold when choosing gold as an investment option. However, it was important for investors to have a balanced exposure and proper asset allocation, he said.</div>
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He also disclosed that the MSE would start a programme for new entrants to stock markets from next month.</div>
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S.Venkateswaran, Director, MSE, also spoke.</div>
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Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-44950655621509747562012-03-30T02:12:00.001-07:002012-03-30T02:12:32.220-07:00The Hindu : Cities / Tiruchirapalli : Investors told to go in for long term investment, index funds<a href="http://www.thehindu.com/news/cities/Tiruchirapalli/article3222777.ece#.T3V48TpLXP4.blogger">The Hindu : Cities / Tiruchirapalli : Investors told to go in for long term investment, index funds</a>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com0tag:blogger.com,1999:blog-6490818857465460473.post-60167996561140635022011-12-13T21:35:00.000-08:002011-12-13T21:35:13.780-08:00"Pocket Money" Workshop for Chennai Corporation School Teachers by NISM @ MSE . . .<div class="separator" style="clear: both; text-align: center;"><a href="http://1.bp.blogspot.com/-42cynNEIJjY/TugvoPdF1RI/AAAAAAAACMc/k2DDDbAwikg/s1600/DSC04880.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="http://1.bp.blogspot.com/-42cynNEIJjY/TugvoPdF1RI/AAAAAAAACMc/k2DDDbAwikg/s320/DSC04880.JPG" width="320" /></a></div><br />
<div style="text-align: justify;"><strong>National Institute of Securities Market</strong> - NISM"s "<strong>Pocket Money</strong>" Program was launched in <strong>Tamil</strong>, for the high school students of Chennai Corporation Schools, last week @ <strong>Madras Stock Exchange Ltd</strong> ( MSE ). A full day workshop for the School Teachers was organised by MSE jointly with NISM and attended by teachers from 50 Corporation schools.</div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;">"Pocket Money" Kit contains 8 Chapters on various aspects, do"s & don"ts of money, savings, budgeting, networth, investments, borrowing, banking, credit cards, mutual funds, gold, ETF, postal savings, simple/compound interest, EMI, etc. Explained in simple terms with lots of colourful illustrations, it is targeted at 8th / 9th standard students. </div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;">Already launched in English in more than 10 schools in Chennai - covering more than 1,000 students, Pocket Money is an important skill/tool for any school student. With the launch in Tamil this year, it will strive to achieve its target of creating a new generation of Financially Responsible Investors/Citizens.</div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><em><strong>MSE organises free training program for the teachers. Interested Schools / Teachers may contact Mr. Sampath @ 044-25228951, 52, 53 or mail </strong></em><a href="mailto:mse.iap@gmail.com"><em><strong>mse.iap@gmail.com</strong></em></a><em><strong> for further details.</strong></em></div>Va Nagappanhttp://www.blogger.com/profile/15654302455909696465noreply@blogger.com5